Lasalle State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Lasalle State Bank of Lasalle, IL against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.58% | 1.35% | -0.77% | 15th bottom |
| ROAE | 10.05% | 13.32% | -3.27% | 36th below |
| Net Interest Margin | 2.87% | 3.93% | -1.06% | 7th bottom |
| Efficiency Ratio | 78.49% | 61.13% | +17.36% | 15th bottom |
| PPNR / Avg Assets | 0.63% | 1.68% | -1.05% | 11th bottom |
| Yield on Earning Assets | 4.47% | 5.67% | -1.20% | 8th bottom |
| Cost of Funds | 1.71% | 1.88% | -0.17% | 56th above |
| Net Interest Spread | 2.55% | 3.32% | -0.77% | 15th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.16% | 0.94% | -0.78% | 67th above |
| NPA / Total Assets | 0.07% | 0.70% | -0.63% | 74th above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.29% | 1.28% | +0.01% | 61st above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 824.63% | 1546.26% | -721.63% | 80th top |
| Texas Ratio | 1.12% | 7.34% | -6.22% | 71st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 16.64% | 19.49% | -2.85% | 61st above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 16.64% | 19.52% | -2.88% | 61st above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 17.76% | 20.61% | -2.85% | 62nd above |
| Leverage Ratio | 8.91% | 12.14% | -3.23% | 11th bottom |
| Equity / Assets | 5.90% | 11.37% | -5.47% | 3rd bottom |
| TCE / Tangible Assets | 5.90% | 11.08% | -5.18% | 3rd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 55.01% | 80.67% | -25.66% | 88th top |
| Core Deposit Ratio | 77.87% | 86.85% | -8.98% | 12th bottom |
| Wholesale Funding Ratio | 8.63% | 5.03% | +3.60% | 19th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.70% | 6.84% | -5.14% | 31st below |
| Loan Growth (Y/Y) | -3.20% | 7.92% | -11.12% | 11th bottom |
| Deposit Growth (Y/Y) | -0.76% | 6.29% | -7.05% | 19th bottom |
See Lasalle State Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Lasalle State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Lasalle State Bank profile, how to read a UBPR, or how this data updates.