Bank call report · Hinton, OK
Legacy Bank Call Report
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Legacy Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 340 reported line items, schedule by schedule (911 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 320052 |
| FDIC certificate number | 4042 |
| Total assets | $686.5M |
Official Q2 2026 call report PDF (FFIEC) →
Legacy Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · Legacy Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $686.5M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $686.5M |
| Total Liabilities and Minority Interest | RCON2948 | $629.3M |
| Total Deposits | RCON2200 | $624.8M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $493.8M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $420.7M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $414.0M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $194.7M |
| Deposits: Noninterest-bearing | RCON6631 | $131.0M |
| Total Equity Capital | RCON3210 | $57.2M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $57.2M |
| Surplus | RCON3839 | $29.7M |
| Undivided Profits and Capital Reserves | RCON3632 | $28.6M |
| Interest-bearing Balances | RCON0071 | $28.2M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $16.2M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $13.5M |
| Held-to-maturity Securities, Total | RCON1754 | $13.5M |
| Other Assets | RCON2160 | $9.9M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $9.9M |
| Allowance for Loan and Lease Losses | RCON3123 | $6.7M |
| Other Liabilities, Total | RCON2930 | $4.5M |
| Accumulated Other Comprehensive Income | RCONB530 | -$1.4M |
| Common Stock | RCON3230 | $250K |
Schedule RI: Income Statement (39 items)
About Schedule RI · Legacy Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $19.8M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $15.0M |
| Total Noninterest Expense | RIAD4093 | $13.8M |
| Net Interest Income | RIAD4074 | $13.5M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $8.6M |
| Salaries and Employee Benefits | RIAD4135 | $8.5M |
| Total Interest Expense | RIAD4073 | $6.3M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $4.8M |
| Other Noninterest Expense | RIAD4092 | $4.1M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $3.8M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $3.8M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $1.8M |
| Total Noninterest Income | RIAD4079 | $1.5M |
| Other Noninterest Income | RIADB497 | $1.3M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $1.2M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.1M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $876K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $876K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $763K |
| Net Income (Loss) | RIAD4340 | $763K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $763K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $667K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $571K |
| Interest on Other Securities | RIAD4060 | $533K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $469K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $397K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $348K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $282K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$252K |
| Provision for Loan and Lease Losses | RIAD4230 | $232K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $160K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $138K |
| Applicable Income Taxes | RIAD4302 | $113K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $96K |
| Other Interest Income | RIAD4518 | $63K |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $43K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $4K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 155 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $38.1M |
| Balances Due from Federal Reserve Banks | RCON0090 | $28.1M |
| Currency and Coin | RCON0080 | $6.6M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $3.3M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $160K |
Schedule RC-B: Securities (19 items)
About Schedule RC-B · Legacy Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $158K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $156K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $9K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $9K |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $196.6M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $196.5M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $194.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $84.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $70.6M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $47.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $41.2M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $13.5M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $13.5M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $13.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $6.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $5.8M |
| Pledged Securities | RCON0416 | $1.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $138K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $27K |
Schedule RC-C, Part I: Loans and Leases (33 items)
About Schedule RC-C, Part I · Legacy Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $420.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $168.5M |
| Pledged Loans and Leases | RCONG378 | $117.5M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $105.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $103.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $97.5M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $74.7M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $51.6M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $48.1M |
| Commercial and Industrial Loans | RCON1766 | $47.9M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $47.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $40.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $37.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $34.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $33.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $26.3M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $25.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $17.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $16.0M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $13.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $11.9M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $11.0M |
| Real Estate Loans Secured by Farmland | RCON1420 | $10.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $10.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $8.3M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $4.7M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $3.2M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $2.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $1.7M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $1.6M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $1.2M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $94K |
| Other Loans | RCONJ464 | $94K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $29.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $9.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $5.9M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $5.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $5.5M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $3.1M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $2.6M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $2.3M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $2.2M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $1.3M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $831K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $805K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 263 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 119 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 74 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 64 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 49 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 40 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 30 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 24 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 23 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 22 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 13 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 4 |
Schedule RC-E: Deposit Liabilities (28 items)
About Schedule RC-E · Legacy Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $572.0M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $567.1M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $255.0M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $230.2M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $58.0M |
| Total Transaction Accounts | RCON2215 | $52.8M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $51.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $37.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $33.4M |
| Total Demand Deposits (See Note Below) | RCON2210 | $32.5M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $30.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $22.7M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $20.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $20.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $15.3M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $15.0M |
| Total reciprocal deposits | RCONJH83 | $8.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $5.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $5.3M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $4.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $2.1M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $1.7M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $1.7M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $1.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $379K |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $355K |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $248K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $142K |
Schedule RC-F: Other Assets (5 items)
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $4.2M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $132K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $123K |
| Net Deferred Tax Liabilities | RCON3049 | $21K |
| All Other Liabilities | RCON2938 | $1K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Legacy Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $686.2M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $491.3M |
| Quarterly Average of Total Loans | RCON3360 | $413.5M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $244.8M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $200.6M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $99.9M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $63.9M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $48.4M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $22.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $21.5M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $20.6M |
| All Other Securities | RCONB560 | $17.3M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $10.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $4.9M |
| Mortgage-backed Securities | RCONB559 | $169K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · Legacy Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $39.4M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $35.2M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $14.9M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $12.6M |
| Year-to-date Merchant Credit Card Sales Volume: Sales for Which the Reporting Bank Is the Acquiring Bank | RCONC223 | $11.6M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $1.0M |
Schedule RC-M: Memoranda (2 items)
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (18 items)
About Schedule RC-N · Legacy Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $13.5M |
| Additions to Nonaccrual Assets | RCONC410 | $10.1M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $8.7M |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $2.4M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $1.3M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $663K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $642K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $628K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $628K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $492K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $285K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $158K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $157K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : Commercial and Industrial Loans - to US Addressees - Nonaccrual | RCONK122 | $150K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Nonaccrual | RCONK259 | $150K |
| 1-4 Family Residential Construction Loans, Nonaccrual | RCONF176 | $143K |
| All Other Loans - Nonaccrual | RCON5461 | $17K |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $1K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Legacy Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $685.2M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $626.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $412.9M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $198.8M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $58.6M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $11.5M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $3.5M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 30,268 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 427 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 319 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 10 |
| Averaging Method Used | RCONK653 | 2 |
Schedule RC-R: Regulatory Capital (2 items)
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Legacy Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $686.2M |
| Average total consolidated assets | RCOAKW03 | $686.2M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $394.7M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $63.5M |
| Common Equity Tier 1 Capital | RCOAP859 | $58.5M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $58.5M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $58.5M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $57.2M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $29.9M |
| Retained Earnings | RCOAKW00 | $28.6M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $5.0M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $5.0M |
| Tier 2 Capital Before Deductions | RCOAP870 | $5.0M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$1.4M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$1.4M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1609 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1483 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1483 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0853 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0809 |
Schedule RC-R, Part II: Risk-Weighted Assets (59 items)
About Schedule RC-R, Part II · Legacy Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $396.5M |
| Total Risk-weighted Assets | RCONG641 | $394.7M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $314.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $314.2M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $308.9M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $292.6M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $282.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $236.1M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $235.6M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $196.6M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $194.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $114.9M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $114.9M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $113.4M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $109.8M |
| Unconditionally Cancellable Commitments | RCONS540 | $85.9M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $57.5M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $38.1M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $34.7M |
| Total All Other Assets | RCOND981 | $26.2M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $22.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $21.9M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $21.9M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $20.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $13.7M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $13.7M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $13.5M |
| Total Held-to-maturity Securities | RCOND961 | $13.5M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $12.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $11.3M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $11.1M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$8.6M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $4.9M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $4.7M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $4.4M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $3.4M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $3.2M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $2.7M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $2.6M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $2.6M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $2.5M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $2.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $2.3M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $2.3M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $2.3M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$1.9M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $1.7M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $1.2M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $1.0M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $1.0M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 0 Pct Risk Weight Category | RCONS451 | $720K |
| Financial Standby Letters of Credit - 0 Pct Risk Weight Category | RCOND993 | $511K |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $504K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $422K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 20 Pct Risk Weight Category | RCONS452 | $343K |
| Allocation by Risk Weight Category 0%, Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONH178 | $187K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS441 | $131K |
| Allocation by Risk Weight Category 150%, All Other Assets | RCONH185 | $15K |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $9K |
Schedule RC-T: Fiduciary and Related Services (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Income from Fiduciary Activities | RIAD4070 | $51K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $59.3M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $59.3M |
| Total Equity Capital | RIAD3210 | $57.2M |
| Other Comprehensive Income | RIADB511 | -$2.6M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $292K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (10 items)
About Schedule RI-B, Part I · Legacy Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $241K |
| Recoveries on Loans Secured by Farmland | RIAD3585 | $213K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $47K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $21K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $20K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $10K |
| Recoveries on All Other Loans | RIAD4628 | $8K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $7K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $6K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $3K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Legacy Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $6.7M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $6.3M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $50K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $47K |
Schedule RI-E: Explanations (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Bank Card and Credit Card Interchange Fees | RIADF555 | $1.1M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $957K |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $847K |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $692K |
Legacy Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Legacy Bank call report?
The Legacy Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Legacy Bank file?
Legacy Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Legacy Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Legacy Bank has Federal Reserve RSSD ID 320052 and FDIC certificate number 4042. Either one finds its filings on the FFIEC Central Data Repository.
How often does Legacy Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Legacy Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 4042) · FFIEC NIC profile (RSSD 320052)