Libertyville Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Libertyville Savings Bank of Fairfield, IA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.55% | 1.35% | +0.20% | 66th above |
| ROAE | 13.91% | 12.05% | +1.86% | 60th above |
| Net Interest Margin | 4.44% | 3.90% | +0.54% | 77th top |
| Efficiency Ratio | 56.45% | 63.15% | -6.70% | 65th above |
| PPNR / Avg Assets | 1.70% | 1.64% | +0.06% | 56th above |
| Yield on Earning Assets | 5.90% | 5.65% | +0.25% | 64th above |
| Cost of Funds | 1.54% | 1.85% | -0.31% | 67th above |
| Net Interest Spread | 4.01% | 3.35% | +0.66% | 83rd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.82% | 0.92% | -0.10% | 33rd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.48% | 0.67% | -0.19% | 39th below |
| NCO / Avg Loans | 0.18% | 0.15% | +0.03% | 13th bottom |
| ACL / Total Loans | 1.13% | 1.28% | -0.15% | 41st below |
| ACL / NPLs (Coverage) | 138.06% | 1645.78% | -1507.72% | 38th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.72% | 7.15% | -2.43% | 43rd below |
| Provision / NCO | 0.00% | 1189.92% | -1189.92% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.62% | 20.83% | -5.21% | 55th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.62% | 20.86% | -5.24% | 54th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 16.56% | 21.94% | -5.38% | 53rd above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.04% | 12.46% | -1.42% | 52nd above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 11.57% | 11.67% | -0.10% | 67th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.73% | 11.40% | -0.67% | 60th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 76.13% | 78.64% | -2.51% | 59th above |
| Core Deposit Ratio | 93.69% | 87.09% | +6.60% | 78th top |
| Wholesale Funding Ratio | 10.15% | 5.11% | +5.04% | 14th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -1.17% | 6.48% | -7.65% | 13th bottom |
| Loan Growth (Y/Y) | -6.51% | 7.64% | -14.15% | 5th bottom |
| Deposit Growth (Y/Y) | -3.77% | 6.03% | -9.80% | 9th bottom |
See Libertyville Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Libertyville Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Libertyville Savings Bank profile, how to read a UBPR, or how this data updates.