Libertyville Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 3.63 percentage points in Q2 2026, from 77.62% to 81.25%. It was the largest change from Q1 2026 among the key lines here. Within Iowa, Libertyville Savings Bank is 140th of 225 on loan-to-deposit ratio, 76.13% as of Q2 2026, below the middle of the field. Libertyville Savings Bank reported 76.13% on loan-to-deposit ratio for Q2 2026, 4.71 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $34.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $136.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $39.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 10.15% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 76.13% |
| Net loans and leases to deposits | 75.27% |
| Loans and leases to core deposits | 81.25% |
| Core deposits to total deposits | 93.69% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 79.61% | 95.86% | $0 | $32.0M |
| Q4 2023 | 81.57% | 95.36% | $0 | $36.0M |
| Q1 2024 | 79.98% | 94.42% | $0 | $32.0M |
| Q2 2024 | 80.80% | 94.53% | $0 | $32.0M |
| Q3 2024 | 82.51% | 94.32% | $0 | $37.0M |
| Q4 2024 | 76.68% | 93.48% | $0 | $37.0M |
| Q1 2025 | 77.73% | 93.43% | $0 | $37.0M |
| Q2 2025 | 78.36% | 93.34% | $0 | $37.0M |
| Q3 2025 | 77.53% | 92.98% | $0 | $37.0M |
| Q4 2025 | 76.46% | 93.34% | $0 | $37.0M |
| Q1 2026 | 72.69% | 93.65% | $0 | $37.0M |
| Q2 2026 | 76.13% | 93.69% | $0 | $39.0M |
Libertyville Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Libertyville Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Libertyville Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13712) · FFIEC NIC profile (RSSD 857745)