Bank call report · Fort Lauderdale, FL
Locality Bank Call Report
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Locality Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 199 reported line items, schedule by schedule (495 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 5673191 |
| FDIC certificate number | 59278 |
| Total assets | $396.2M |
Official Q2 2026 call report PDF (FFIEC) →
Locality Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (22 items)
About Schedule RC · Locality Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $396.2M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $396.2M |
| Total Liabilities and Minority Interest | RCON2948 | $347.7M |
| Total Deposits | RCON2200 | $346.0M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $313.6M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $308.5M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $298.4M |
| Interest-bearing Balances | RCON0071 | $63.2M |
| Total Equity Capital | RCON3210 | $48.6M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $48.6M |
| Deposits: Noninterest-bearing | RCON6631 | $47.6M |
| Surplus | RCON3839 | $28.3M |
| Common Stock | RCON3230 | $26.7M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $14.7M |
| Undivided Profits and Capital Reserves | RCON3632 | -$6.2M |
| Other Assets | RCON2160 | $6.1M |
| Allowance for Loan and Lease Losses | RCON3123 | $5.1M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.8M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $1.8M |
| Other Liabilities, Total | RCON2930 | $1.7M |
| Accumulated Other Comprehensive Income | RCONB530 | -$236K |
| Intangible Assets | RCON2143 | $102K |
Schedule RI: Income Statement (33 items)
About Schedule RI · Locality Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $11.5M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $10.3M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $8.5M |
| Net Interest Income | RIAD4074 | $7.0M |
| Total Noninterest Expense | RIAD4093 | $5.9M |
| Total Interest Expense | RIAD4073 | $4.5M |
| Salaries and Employee Benefits | RIAD4135 | $3.7M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $3.3M |
| Other Noninterest Expense | RIAD4092 | $2.0M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $965K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $870K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $801K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $797K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $797K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $770K |
| Provision for Loan and Lease Losses | RIAD4230 | $698K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $695K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $541K |
| Net Income (Loss) | RIAD4340 | $541K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $541K |
| Total Noninterest Income | RIAD4079 | $365K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $345K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $257K |
| Applicable Income Taxes | RIAD4302 | $256K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $210K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $199K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $197K |
| Other Noninterest Income | RIADB497 | $87K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $24K |
| Other Interest Income | RIAD4518 | $6K |
| Net Servicing Fees | RIADB492 | -$3K |
| Other Interest Expense | RIADGW44 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 39 |
Schedule RC-B: Securities (9 items)
About Schedule RC-B · Locality Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $1.1M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $1.1M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $15.0M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $13.9M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $13.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $11.4M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $2.1M |
| Pledged Securities | RCON0416 | $1.1M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $1.1M |
Schedule RC-C, Part I: Loans and Leases (24 items)
About Schedule RC-C, Part I · Locality Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $313.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $137.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $93.3M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $89.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $88.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $77.7M |
| Pledged Loans and Leases | RCONG378 | $69.4M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $62.4M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $24.3M |
| Commercial and Industrial Loans | RCON1766 | $22.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $15.4M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $14.6M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $11.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $10.4M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $10.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $10.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $7.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $5.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $3.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $1.3M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $1.3M |
| Real Estate Loans Secured by Farmland | RCON1420 | $918K |
| Unearned Income on Loans | RCON2123 | $888K |
| Other Loans | RCONJ464 | $23K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $16.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $7.4M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $1.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $81K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 48 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 29 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 17 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 6 |
Schedule RC-E: Deposit Liabilities (24 items)
About Schedule RC-E · Locality Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $277.2M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $259.6M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $218.0M |
| Total Demand Deposits (See Note Below) | RCON2210 | $68.8M |
| Total Transaction Accounts | RCON2215 | $68.8M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $68.8M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $50.2M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $46.6M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $45.2M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $45.2M |
| Total Brokered Deposits | RCON2365 | $45.2M |
| Total reciprocal deposits | RCONJH83 | $39.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $27.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $22.9M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $22.3M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $22.3M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $15.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $8.9M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $8.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $5.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $3.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $3.2M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $2.5M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $498K |
Schedule RC-F: Other Assets (5 items)
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $1.1M |
| Operating lease liabilities | RCONLB56 | $708K |
| Other Expenses Accrued and Unpaid | RCON3646 | $466K |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $308K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $44K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $30K |
Schedule RC-K: Quarterly Averages (12 items)
About Schedule RC-K · Locality Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $364.8M |
| Quarterly Average of Total Loans | RCON3360 | $305.4M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $254.0M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $198.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $43.1M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $38.7M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $27.9M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $24.4M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $18.8M |
| Mortgage-backed Securities | RCONB559 | $15.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $9.6M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $10K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (3 items)
About Schedule RC-L · Locality Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $61.1M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $24.0M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $2.0M |
Schedule RC-M: Memoranda (5 items)
About Schedule RC-M · Locality Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $3.5M |
| All other intangible assets | RCONJF76 | $51K |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $51K |
| Mortgage Servicing Assets | RCON3164 | $51K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (8 items)
About Schedule RC-N · Locality Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $4.9M |
| Additions to Nonaccrual Assets | RCONC410 | $2.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $1.9M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $1.8M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $661K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $481K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $243K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $243K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (8 items)
About Schedule RC-O · Locality Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $364.8M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $346.1M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $241.6M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $104.5M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $46.6M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 46,972 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 256 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Locality Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $396.2M |
| Average total consolidated assets | RCOAKW03 | $364.8M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $362.8M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $72.9M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $72.9M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $55.0M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $48.6M |
| Common Equity Tier 1 Capital | RCOAP859 | $46.8M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $46.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $46.8M |
| Unconditionally Cancellable Commitments | RCOAS540 | $14.2M |
| Retained Earnings | RCOAKW00 | -$6.2M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $2.0M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $1.9M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$236K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$236K |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $51K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.184 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1291 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $48.6M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $48.1M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $48.1M |
| Other Comprehensive Income | RIADB511 | -$234K |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $182K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)
About Schedule RI-B, Part I · Locality Bank charge-offs and recoveries on loans and leases trends
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Locality Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $5.1M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $4.6M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $195K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$3K |
Locality Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Locality Bank call report?
The Locality Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Locality Bank file?
Locality Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Locality Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Locality Bank has Federal Reserve RSSD ID 5673191 and FDIC certificate number 59278. Either one finds its filings on the FFIEC Central Data Repository.
How often does Locality Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Locality Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 59278) · FFIEC NIC profile (RSSD 5673191)