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Lone Oak Bank, N.A.: Return on Average Equity

21.71% Ranks #305 of 3,648 U.S. banks · 92nd percentile

Data as of · sourced from FFIEC call reports. How we update

Lone Oak Bank, N.A. reported a return on average equity of 21.71% as of Q2 2026, ranking #305 of 3,648 U.S. banks (92nd percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 21.71%
Q1 2026 23.88%
Q4 2025 19.05%
Q3 2025 17.69%
Q2 2025 17.90%
Q1 2025 16.88%
Q4 2024 18.60%
Q3 2024 20.36%
Q2 2024 21.14%
Q1 2024 19.55%
Q4 2023 18.39%
Q3 2023 18.31%

National Context

Latest value 21.71%
National rank#305 of 3,648
Percentile 92nd
12-quarter low16.88%
12-quarter high23.88%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Lone Oak Bank, N.A.'s Return on Average Equity?

Lone Oak Bank, N.A.'s Return on Average Equity was 21.71% as of Q2 2026, ranking #305 of 3,648 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Lone Oak Bank, N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 3184) · FFIEC NIC profile (RSSD 665258)