Branch Network
Lone Oak Bank, N.A. Locations & Branches Eldorado, Texas
BankRegReports is independent of Lone Oak Bank, N.A. and never asks for online banking logins or passwords.
Lone Oak Bank, N.A. operates 2 branches from its headquarters in Eldorado, TX, .
Lone Oak Bank, N.A. branch network
Both branches are in TEXAS, across 2 cities. Its largest office by deposits is its main office in Eldorado, TX, with $81.6M (81.4% of its branch deposits). It had the same number of branches on June 30, 2025.
Lone Oak Bank, N.A. at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 15.26% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $119.6M
- Tier 1 leverage ratio, Q2 2026
- 15.26%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1907
Full financial profile · Is Lone Oak Bank, N.A. safe? · Lone Oak Bank, N.A. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Eldorado, TX (1 branch) | 1 of 1 | 100.0% | $81.6M |
| State: TX (2 branches) | 368 of 441 | <0.1% | $100.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
Lone Oak Bank, N.A.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Schleicher, TX (1 branch) | 1 of 1 | 100.0% | $81.6M | $81.6M |
| Mitchell, TX (1 branch) | 3 of 3 | 7.0% | $18.6M | $267.2M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Lone Oak Bank, N.A. (main office) | Eldorado, TX | 76936 | $81.6M |
| Loraine Branch | Loraine, TX | 79532 | $18.6M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 3184) · FFIEC NIC profile (RSSD 665258)