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Lone Star National Bank: Common Equity Tier 1 Capital Ratio

20.01% Ranks #337 of 2,133 U.S. banks · 84th percentile

Data as of · sourced from FFIEC call reports. How we update

Lone Star National Bank reported a common equity tier 1 capital ratio of 20.01% as of Q2 2026, ranking #337 of 2,133 U.S. banks (84th percentile). The Common Equity Tier 1 (CET1) ratio is the most-watched US bank capital metric, measuring common equity against risk-weighted assets.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 20.01%
Q1 2026 19.90%
Q4 2025 19.74%
Q3 2025 19.42%
Q2 2025 19.31%
Q1 2025 21.33%
Q4 2024 20.17%
Q3 2024 20.78%
Q2 2024 20.90%
Q1 2024 20.88%
Q4 2023 20.58%
Q3 2023 20.78%

National Context

Latest value 20.01%
National rank#337 of 2,133
Percentile 84th
12-quarter low19.31%
12-quarter high21.33%
Full rankingView leaderboard

What is the Common Equity Tier 1 Capital Ratio?

The CET1 ratio measures a bank's highest-quality capital (common equity, retained earnings, and qualifying disclosed reserves) against its risk-weighted assets. It is the most-watched single capital indicator in US bank supervision after the 2013 Basel III reforms.

Most well-managed US community banks report CET1 ratios between 11% and 16%. Ratios above 14% generally indicate comfortable capital cushions; below 10% triggers regulatory attention. The CET1 ratio should be read alongside the Tier 1 leverage ratio (which doesn't weight assets by risk), since a bank can have a high CET1 ratio while still being thinly capitalized on a leverage basis.

Full definition & formula →

Frequently asked questions

What is Lone Star National Bank's Common Equity Tier 1 Capital Ratio?

Lone Star National Bank's Common Equity Tier 1 Capital Ratio was 20.01% as of Q2 2026, ranking #337 of 2,133 U.S. banks.

What is the Common Equity Tier 1 Capital Ratio?

The CET1 ratio measures a bank's highest-quality capital (common equity, retained earnings, and qualifying disclosed reserves) against its risk-weighted assets. It is the most-watched single capital indicator in US bank supervision after the 2013 Basel III reforms.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Lone Star National Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 24347) · FFIEC NIC profile (RSSD 842460)