Magyar Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Equity capital to total assets rose 0.47 percentage points from Q1 2026 to Q2 2026, ending at 11.70% against 11.23%. It was the largest change among the key lines on this page. Within New Jersey, Magyar Bank is 15th of 37 on CET1 ratio, 14.89% as of Q2 2026. The median for banks in the $1B-10B asset tier is 13.49% on CET1 ratio. Magyar Bank sits 1.39 points higher, at 14.89% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 14.89% |
| Tier 1 risk-based capital ratio | 14.89% |
| Total risk-based capital ratio | 15.97% |
| Tier 1 leverage ratio | 11.29% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $122.4M |
| Tier 1 capital | $122.4M |
| Total risk-based capital | $131.3M |
| Total equity capital | $122.6M |
| Risk-weighted assets | $822.4M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.70% |
| Tangible equity to tangible assets | 11.65% |
| Equity capital to average assets | 11.30% |
| Internal capital growth rate | 11.03% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $36.4M |
| Retained earnings | $89.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$443K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 14.97% | 14.97% | 16.22% | 11.11% | $650.7M |
| Q4 2023 | 14.66% | 14.66% | 15.88% | 10.80% | $680.2M |
| Q1 2024 | 14.67% | 14.67% | 15.88% | 10.88% | $694.1M |
| Q2 2024 | 14.73% | 14.73% | 15.92% | 10.92% | $704.6M |
| Q3 2024 | 14.75% | 14.75% | 15.85% | 11.12% | $721.8M |
| Q4 2024 | 14.57% | 14.57% | 15.66% | 11.20% | $746.4M |
| Q1 2025 | 14.87% | 14.87% | 15.96% | 10.91% | $747.2M |
| Q2 2025 | 14.64% | 14.64% | 15.71% | 10.97% | $772.2M |
| Q3 2025 | 14.70% | 14.70% | 15.79% | 11.41% | $783.4M |
| Q4 2025 | 14.70% | 14.70% | 15.77% | 11.42% | $798.4M |
| Q1 2026 | 14.77% | 14.77% | 15.86% | 11.15% | $810.8M |
| Q2 2026 | 14.89% | 14.89% | 15.97% | 11.29% | $822.4M |
Magyar Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Magyar Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Magyar Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30704) · FFIEC NIC profile (RSSD 548771)