Magyar Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Magyar Bank of New Brunswick, NJ against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.22% | 1.34% | -0.12% | 44th below |
| ROAE | 10.91% | 12.40% | -1.49% | 38th below |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.77% | 3.83% | -0.06% | 54th above |
| Efficiency Ratio | 51.55% | 57.84% | -6.29% | 70th above |
| PPNR / Avg Assets | 1.82% | — | — | 57th above |
| Yield on Earning Assets | 6.09% | 5.71% | +0.38% | 79th top |
| Cost of Funds | 2.48% | 2.02% | +0.46% | 21st bottom |
| Net Interest Spread | 3.09% | — | — | 50th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.03% | 1.00% | -0.97% | 94th top |
| NPA / Total Assets | 0.03% | — | — | 93rd top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.14% | 0.43% | -0.29% | 23rd bottom |
| ACL / Total Loans | 0.96% | — | — | 25th below |
| ACL / NPLs (Coverage) | 2876.95% | — | — | — |
| Texas Ratio | 0.28% | 5.47% | -5.19% | 92nd top |
| Provision / NCO | 121.92% | — | — | 41st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 14.89% | 14.99% | -0.10% | 68th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 14.89% | 15.02% | -0.13% | 67th above |
| Total Capital Ratio | 15.97% | — | — | 68th above |
| Leverage Ratio | 11.29% | 11.11% | +0.18% | 66th above |
| Equity / Assets | 11.70% | 11.02% | +0.68% | 72nd above |
| TCE / Tangible Assets | 11.65% | — | — | 80th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 103.24% | 86.99% | +16.25% | 11th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.26% | 85.57% | +1.69% | 42nd below |
| Wholesale Funding Ratio | 4.95% | — | — | 42nd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.16% | — | — | 55th above |
| Loan Growth (Y/Y) | 5.24% | — | — | 47th below |
| Deposit Growth (Y/Y) | 4.22% | — | — | 45th below |
See Magyar Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Magyar Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Magyar Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Magyar Bank peer analysis.