Marathon Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 1680.19 percentage points in Q2 2026, from 965.26% to 2645.45%. It was the largest change from Q1 2026 among the key lines here. Within Wisconsin, Marathon Bank is 137th of 153 on return on assets, 0.70% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Marathon Bank sits 0.55 points lower, at 0.70% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 15.34% |
| Equity capital to assets | 14.78% |
| Tangible equity to tangible assets | 14.78% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.03% |
| Non-performing assets ratio | 0.42% |
| Net charge-off ratio | -0.55% |
| Texas ratio | 2.69% |
| Allowance for credit losses to loans | 0.80% |
| Reserve coverage of non-performing loans | 2645.45% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.70% |
| Return on equity | 4.64% |
| Net interest margin | 3.56% |
| Efficiency ratio | 77.10% |
| Yield on earning assets | 5.27% |
| Cost of funds | 1.90% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 110.81% |
| Core deposits to total deposits | 87.85% |
| Brokered deposits to total deposits | 7.10% |
| Deposits to assets | 75.76% |
| Securities to assets | 1.68% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 12.36% | 0.16% | 2.80% | 0.06% | -0.01% |
| Q4 2023 | 12.35% | 0.53% | 2.71% | 0.02% | -0.01% |
| Q1 2024 | 12.71% | -1.10% | 2.63% | 0.05% | -0.01% |
| Q2 2024 | 13.04% | 0.16% | 2.66% | 0.00% | -0.01% |
| Q3 2024 | 13.42% | 0.32% | 2.79% | 0.00% | -0.01% |
| Q4 2024 | 13.64% | 0.14% | 2.79% | 0.02% | -0.01% |
| Q1 2025 | 13.42% | 0.29% | 2.85% | 0.00% | -0.02% |
| Q2 2025 | 15.21% | -0.11% | 3.13% | 0.03% | -0.01% |
| Q3 2025 | 15.04% | 0.80% | 3.37% | 0.09% | -0.01% |
| Q4 2025 | 15.27% | 0.96% | 3.54% | 0.09% | -0.01% |
| Q1 2026 | 15.35% | 0.88% | 3.49% | 0.09% | -0.01% |
| Q2 2026 | 15.34% | 0.70% | 3.56% | 0.03% | -0.55% |
Marathon Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Marathon Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Marathon Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29745) · FFIEC NIC profile (RSSD 596978)