Marathon Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Equity capital to total assets fell 0.41 percentage points in Q2 2026 to 14.78%, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 15.34% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $39.0M |
| Tier 1 capital | $39.0M |
| Total risk-based capital | — |
| Total equity capital | $38.6M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 14.78% |
| Tangible equity to tangible assets | 14.78% |
| Equity capital to average assets | 15.17% |
| Internal capital growth rate | 4.69% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $12.9M |
| Retained earnings | $28.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$417K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 12.36% | 12.06% | 12.06% |
| Q4 2023 | 12.35% | 12.32% | 12.32% |
| Q1 2024 | 12.71% | 12.52% | 12.52% |
| Q2 2024 | 13.04% | 12.97% | 12.97% |
| Q3 2024 | 13.42% | 13.40% | 13.40% |
| Q4 2024 | 13.64% | 13.36% | 13.36% |
| Q1 2025 | 13.42% | 12.41% | 12.41% |
| Q2 2025 | 15.21% | 15.02% | 15.02% |
| Q3 2025 | 15.04% | 14.84% | 14.84% |
| Q4 2025 | 15.27% | 14.99% | 14.99% |
| Q1 2026 | 15.35% | 15.19% | 15.19% |
| Q2 2026 | 15.34% | 14.78% | 14.78% |
Marathon Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Marathon Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Marathon Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29745) · FFIEC NIC profile (RSSD 596978)