The Maries County Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 8.7% higher than in Q1 2026, at -$12.9M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 14.83% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $91.0M |
| Tier 1 capital | $91.0M |
| Total risk-based capital | — |
| Total equity capital | $79.4M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 13.23% |
| Tangible equity to tangible assets | 13.03% |
| Equity capital to average assets | 12.92% |
| Internal capital growth rate | -2.25% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $150K |
| Common stock surplus | $5.8M |
| Retained earnings | $86.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$12.9M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 14.88% | 10.10% | 9.89% |
| Q4 2023 | 15.05% | 11.44% | 11.23% |
| Q1 2024 | 14.16% | 11.05% | 10.85% |
| Q2 2024 | 13.95% | 11.01% | 10.81% |
| Q3 2024 | 13.98% | 11.78% | 11.58% |
| Q4 2024 | 13.93% | 11.17% | 10.97% |
| Q1 2025 | 14.02% | 11.62% | 11.42% |
| Q2 2025 | 14.29% | 11.83% | 11.63% |
| Q3 2025 | 14.70% | 12.65% | 12.45% |
| Q4 2025 | 14.55% | 12.92% | 12.73% |
| Q1 2026 | 14.85% | 13.08% | 12.88% |
| Q2 2026 | 14.83% | 13.23% | 13.03% |
The Maries County Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The Maries County Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Maries County Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8576) · FFIEC NIC profile (RSSD 441359)