The Maries County Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions dropped 46.1% in Q2 2026, from $21.8M to $11.8M. It was the largest change from Q1 2026 among the key lines here. The Maries County Bank ranks 142nd of 192 Missouri banks on loan-to-deposit ratio, in the lower half at 73.68% (Q2 2026). The Maries County Bank reported 73.68% on loan-to-deposit ratio for Q2 2026, 7.16 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $11.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $187.2M |
| Fed funds sold and reverse repos | $3.5M |
| Fed funds sold and reverse repos to assets | 0.59% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 73.68% |
| Net loans and leases to deposits | 72.57% |
| Loans and leases to core deposits | 79.65% |
| Core deposits to total deposits | 92.50% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 61.90% | 94.03% | $0 | $9.0M |
| Q4 2023 | 60.23% | 93.82% | $0 | $3.0M |
| Q1 2024 | 59.65% | 93.58% | $0 | $2.0M |
| Q2 2024 | 64.30% | 93.41% | $0 | $8.0M |
| Q3 2024 | 67.29% | 92.03% | $0 | $24.0M |
| Q4 2024 | 65.25% | 91.50% | $0 | $4.0M |
| Q1 2025 | 65.63% | 92.72% | $0 | $0 |
| Q2 2025 | 67.02% | 92.59% | $0 | $8.0M |
| Q3 2025 | 68.81% | 90.84% | $0 | $0 |
| Q4 2025 | 69.37% | 90.92% | $0 | $0 |
| Q1 2026 | 71.15% | 91.72% | $0 | $0 |
| Q2 2026 | 73.68% | 92.50% | $0 | $0 |
The Maries County Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Maries County Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Maries County Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8576) · FFIEC NIC profile (RSSD 441359)