Marion Center Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 2.95 percentage points in Q2 2026, from 88.52% to 91.46%. It was the largest change from Q1 2026 among the key lines here. Marion Center Bank ranks 65th of 109 Pennsylvania banks on loan-to-deposit ratio, in the lower half at 82.95% (Q2 2026). At 82.95%, Marion Center Bank's loan-to-deposit ratio is close to the 80.84% median for banks in the $100M-1B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $12.6M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $91.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $9.8M |
| Other borrowed money | $1.7M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.39% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 82.95% |
| Net loans and leases to deposits | 82.16% |
| Loans and leases to core deposits | 91.46% |
| Core deposits to total deposits | 90.69% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 82.56% | 90.52% | $6.3M | $11.4M |
| Q4 2023 | 83.87% | 90.00% | $7.4M | $15.8M |
| Q1 2024 | 82.68% | 90.86% | $7.5M | $22.0M |
| Q2 2024 | 82.62% | 90.95% | $8.5M | $22.0M |
| Q3 2024 | 83.00% | 90.84% | $8.4M | $16.0M |
| Q4 2024 | 83.69% | 90.65% | $8.9M | $17.5M |
| Q1 2025 | 80.36% | 90.66% | $7.7M | $14.0M |
| Q2 2025 | 81.91% | 90.90% | $8.6M | $8.2M |
| Q3 2025 | 81.45% | 91.17% | $10.1M | $3.0M |
| Q4 2025 | 81.55% | 90.64% | $10.2M | $0 |
| Q1 2026 | 80.70% | 91.17% | $9.4M | $0 |
| Q2 2026 | 82.95% | 90.69% | $9.8M | $1.7M |
Marion Center Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Marion Center Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Marion Center Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 7909) · FFIEC NIC profile (RSSD 947525)