Marion Center Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Marion Center Bank of Indiana, PA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.73% | 1.34% | -0.61% | 20th bottom |
| ROAE | 12.14% | 13.31% | -1.17% | 49th below |
| Net Interest Margin | 3.29% | 3.93% | -0.64% | 20th bottom |
| Efficiency Ratio | 68.52% | 61.14% | +7.38% | 32nd below |
| PPNR / Avg Assets | 1.04% | 1.68% | -0.64% | 23rd bottom |
| Yield on Earning Assets | 4.98% | 5.67% | -0.69% | 23rd bottom |
| Cost of Funds | 1.77% | 1.88% | -0.11% | 52nd above |
| Net Interest Spread | 2.77% | 3.32% | -0.55% | 23rd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.99% | 0.94% | +1.05% | 13th bottom |
| NPA / Total Assets | 1.50% | 0.70% | +0.80% | 12th bottom |
| NCO / Avg Loans | 0.25% | 0.16% | +0.09% | 10th bottom |
| ACL / Total Loans | 0.95% | 1.28% | -0.33% | 20th bottom |
| ACL / NPLs (Coverage) | 47.61% | 1539.34% | -1491.73% | 9th bottom |
| Texas Ratio | 26.71% | 7.32% | +19.39% | 4th bottom |
| Provision / NCO | 96.06% | 1396.30% | -1300.24% | 39th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.03% | 19.51% | -7.48% | 18th bottom |
| Tier 1 Ratio | 12.03% | 19.54% | -7.51% | 18th bottom |
| Total Capital Ratio | 13.11% | 20.63% | -7.52% | 18th bottom |
| Leverage Ratio | 7.91% | 12.14% | -4.23% | 2nd bottom |
| Equity / Assets | 6.27% | 11.38% | -5.11% | 3rd bottom |
| TCE / Tangible Assets | 6.19% | 11.10% | -4.91% | 4th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 82.95% | 80.64% | +2.31% | 45th below |
| Core Deposit Ratio | 90.69% | 86.86% | +3.83% | 59th above |
| Wholesale Funding Ratio | 2.69% | 5.03% | -2.34% | 59th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.22% | 6.85% | -6.63% | 21st bottom |
| Loan Growth (Y/Y) | 1.89% | 7.91% | -6.02% | 31st below |
| Deposit Growth (Y/Y) | 0.62% | 6.29% | -5.67% | 27th below |
See Marion Center Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Marion Center Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Marion Center Bank profile, how to read a UBPR, or how this data updates.