Marquette Farmers State Bank of Marquette Kansas: Regulatory Capital and Risk-Weighted Assets
As of 2Q26, from Call Report Schedule RC-R. This bank files under the community bank leverage ratio framework.
What each ratio is made of, 2Q26
Open a ratio to see its numerator and denominator as filed, our recomputation, and how far it sits above each regulatory line.
Community bank leverage ratio 17.54% +8.54 pp over well capitalized
This bank has elected the community bank leverage ratio framework. It files Tier 1 capital over average assets and no risk-based ratios; above the requirement it is treated as well capitalized.
| Tier 1 capital | $5.9M | 5,862 | RCOA8274 |
|---|---|---|---|
| Divided by average total assets for the leverage ratio | $33.4M | 33,417 | RCOAA224 |
| Recomputed ratio | 17.54% | numerator / denominator | |
| Filed ratio | 17.54% | RCOA7204 | |
| Regulatory minimum | 4.00% | ||
| Well-capitalized level | 9.00% | ||
| Cushion over that level | +8.54 pp | $2.9M | capital that could be lost first |
Amounts in the middle column are thousands of dollars as filed. Ratios are the standardized column of Schedule RC-R Part I.
The capital stack, $ thousands
From common equity to total capital, then the denominators the ratios divide by. Negatives in parentheses.
| Line | 2Q26 | 1Q26 | 4Q25 | 3Q25 | 2Q25 | 1Q25 | Source |
|---|---|---|---|---|---|---|---|
| Common stock plus related surplus, net of treasury stock | 325 | 325 | 325 | 325 | 325 | 325 | RCOAP742 |
| Retained earnings | 5,537 | 5,445 | 5,391 | 5,370 | 5,335 | 5,275 | RCOAKW00 |
| Accumulated other comprehensive income | (627) | (624) | (544) | (619) | (747) | (836) | RCOAB530 |
| Common equity Tier 1 minority interest | 0 | 0 | 0 | 0 | 0 | 0 | RCOAP839 |
| Common equity Tier 1 capital before adjustments and deductions | 5,235 | 5,146 | 5,172 | 5,076 | 4,913 | 4,764 | RCOAP840 |
| Adjustments and deductions from common equity Tier 1 | 627 | 624 | 544 | 619 | 747 | 836 | P859 - P840 |
| Common equity Tier 1 capital | 5,862 | 5,770 | 5,716 | 5,695 | 5,660 | 5,600 | RCOAP859 |
| Additional Tier 1 capital | 0 | 0 | 0 | 0 | 0 | 0 | RCOAP865 |
| Tier 1 capital | 5,862 | 5,770 | 5,716 | 5,695 | 5,660 | 5,600 | RCOA8274 |
| Tier 2 capital | NA | NA | NA | NA | NA | NA | |
| Allowance includable in Tier 2 capital | NA | NA | NA | NA | NA | NA | |
| Total capital | NA | NA | NA | NA | NA | NA | |
| Average total assets for the leverage ratio | 33,417 | 32,795 | 31,560 | 31,158 | 31,289 | 32,280 | RCOAA224 |
Community bank leverage ratio filers do not file risk-weighted assets, so there is no breakdown by category for this bank.
12 quarters against the asset-tier median
| Quarter | Framework | CET1 | Tier 1 | Total capital | Leverage | Tier median CET1 | Tier median Tier 1 | Tier median Total capital | Tier median Leverage |
|---|---|---|---|---|---|---|---|---|---|
| 2Q26 | CBLR | NA | NA | NA | 17.54% | 22.08% | 22.08% | 23.06% | 13.06% |
| 1Q26 | CBLR | NA | NA | NA | 17.59% | 22.52% | 22.52% | 23.43% | 13.02% |
| 4Q25 | CBLR | NA | NA | NA | 18.11% | 21.73% | 21.73% | 22.73% | 13.18% |
| 3Q25 | CBLR | NA | NA | NA | 18.28% | 21.77% | 21.77% | 22.80% | 13.28% |
| 2Q25 | CBLR | NA | NA | NA | 18.09% | 22.20% | 22.20% | 23.15% | 13.00% |
| 1Q25 | CBLR | NA | NA | NA | 17.35% | 21.99% | 21.99% | 22.93% | 12.89% |
| 4Q24 | CBLR | NA | NA | NA | 17.83% | 21.43% | 21.43% | 22.37% | 12.92% |
| 3Q24 | CBLR | NA | NA | NA | 17.70% | 21.38% | 21.38% | 22.41% | 12.89% |
| 2Q24 | CBLR | NA | NA | NA | 17.72% | 20.76% | 20.76% | 21.89% | 12.82% |
| 1Q24 | CBLR | NA | NA | NA | 17.38% | 20.90% | 20.90% | 22.17% | 12.66% |
| 4Q23 | CBLR | NA | NA | NA | 17.66% | 20.52% | 20.52% | 21.59% | 12.60% |
| 3Q23 | CBLR | NA | NA | NA | 17.64% | 20.70% | 20.70% | 21.86% | 12.73% |
NA means not filed for that quarter: a community bank leverage ratio filer files no risk-based ratios. Tier medians are the served benchmark for banks in the same asset tier.
Against similar banks, 2Q26
| Bank | Assets | Framework | CET1 | Tier 1 | Total capital | Leverage |
|---|---|---|---|---|---|---|
| Marquette Farmers State Bank of Marquette Kansas (this bank) | CBLR | NA | NA | NA | 17.54% | |
| First Summit Bank | $33.8M | CBLR | NA | NA | NA | 13.68% |
| Dayforce National Trust Bank | $33.9M | CBLR | NA | NA | NA | 104.15% |
| The First National Bank of Proctor | $34.0M | Risk-based | 25.38% | 25.38% | 26.18% | 8.47% |
| Members Trust Company | $34.3M | CBLR | NA | NA | NA | 91.41% |
| First American Bank | $34.3M | CBLR | NA | NA | NA | 13.06% |
| The Private Trust Company, N.A. | $34.4M | Risk-based | 242.64% | 242.64% | 242.64% | 91.77% |
| Neuberger Berman Trust Company N.A. | $32.5M | Risk-based | 147.57% | 147.57% | 147.57% | 74.03% |
| The First State Bank of Dongola | $34.7M | Risk-based | 19.06% | 19.06% | 20.02% | 9.81% |
| Martinsville First Savings Bank | $32.1M | Risk-based | 46.86% | 46.86% | 48.01% | 20.46% |
| Jackson Savings Bank, SSB | $31.9M | Risk-based | 45.31% | 45.31% | 45.75% | 23.04% |
| Peer 25th percentile | 30.37% | 30.37% | 31.07% | 13.22% | ||
| Peer median | 46.09% | 46.09% | 46.88% | 21.75% | ||
| Peer 75th percentile | 122.39% | 122.39% | 122.68% | 87.07% | ||
| This bank's percentile | NA | NA | NA | 40 |
Peer ratios use the same basis as this bank: the standardized column of Schedule RC-R where served, the filed summary otherwise. Similar banks are the nearest banks by size in the same asset tier.
Source: FFIEC Call Report Schedule RC-R, Parts I and II, as filed. Well capitalized means at least 6.5% CET1, 8% Tier 1, 10% total capital and 5% leverage under the prompt corrective action rules; a community bank leverage ratio filer must instead hold the leverage ratio its framework requires. The same figures are in the API at /api/v1/banks/388258/regulatory-capital/ and in the Excel workbook. Next: the capital tab, the peer group page, or the full profile.