Marquette Farmers State Bank of Marquette Kansas: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Commercial and industrial climbed 1.39 percentage points in Q2 2026, from 6.01% to 7.41%. It was the largest change from Q1 2026 among the key lines here. Marquette Farmers State Bank of Marquette Kansas has the 12th lowest loan-to-deposit ratio of the 182 banks headquartered in Kansas, at 40.61% as of Q2 2026. Marquette Farmers State Bank of Marquette Kansas reported 40.61% on loan-to-deposit ratio for Q2 2026, 27.01 points below the 67.62% median for banks in the < $100M asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $11.4M |
| Net loans and leases | $11.0M |
| Loans held for sale | $0 |
| Loans to total assets | 34.07% |
| Loan-to-deposit ratio | 40.61% |
| Net loans to equity capital | 2.10% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 5.17% |
| Multifamily (5+ residential) | 0.00% |
| Commercial and industrial | 7.41% |
| Consumer | 4.45% |
| Credit cards | 0.00% |
| Farm | 21.58% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 1.84% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 0.24% |
| Construction concentration (Tier 1 capital + allowance) | 0.24% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 6.89% |
| Interest income on loans | $197K |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $11.9M | $26.7M | 2.33% | 6.51% | 7.52% |
| Q4 2023 | $11.6M | $26.0M | 2.54% | 6.56% | 7.77% |
| Q1 2024 | $12.0M | $27.2M | 2.89% | 7.21% | 7.30% |
| Q2 2024 | $12.8M | $26.9M | 3.86% | 6.38% | 6.65% |
| Q3 2024 | $12.7M | $26.6M | 4.09% | 5.52% | 6.19% |
| Q4 2024 | $11.7M | $26.5M | 4.39% | 5.36% | 6.41% |
| Q1 2025 | $11.2M | $27.6M | 4.58% | 5.22% | 6.47% |
| Q2 2025 | $11.6M | $26.1M | 4.41% | 5.70% | 5.76% |
| Q3 2025 | $11.5M | $25.8M | 4.42% | 5.33% | 5.50% |
| Q4 2025 | $11.5M | $26.3M | 4.50% | 5.54% | 5.07% |
| Q1 2026 | $11.2M | $27.6M | 5.29% | 6.01% | 4.65% |
| Q2 2026 | $11.4M | $28.2M | 5.17% | 7.41% | 4.45% |
Marquette Farmers State Bank of Marquette Kansas loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Marquette Farmers State Bank of Marquette Kansas, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Marquette Farmers State Bank of Marquette Kansas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18094) · FFIEC NIC profile (RSSD 388258)