Marquette Savings Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions dropped 53.2% in Q2 2026, from $32.6M to $15.3M. It was the largest change from Q1 2026 among the key lines here. Marquette Savings Bank ranks 42nd of 109 Pennsylvania banks on loan-to-deposit ratio, in the upper half at 90.45% (Q2 2026). The median for banks in the $1B-10B asset tier is 88.20% on loan-to-deposit ratio; Marquette Savings Bank reported 90.45% for Q2 2026, nearly level with it.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $15.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $342.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $161.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 11.20% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 90.45% |
| Net loans and leases to deposits | 89.89% |
| Loans and leases to core deposits | 98.81% |
| Core deposits to total deposits | 90.05% |
| Brokered deposits to total deposits | 1.49% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 79.95% | 92.93% | $0 | $120.0M |
| Q4 2023 | 83.90% | 92.52% | $0 | $160.0M |
| Q1 2024 | 84.64% | 92.60% | $0 | $180.0M |
| Q2 2024 | 88.13% | 92.30% | $0 | $140.0M |
| Q3 2024 | 91.12% | 91.62% | $0 | $203.0M |
| Q4 2024 | 93.94% | 91.09% | $0 | $178.0M |
| Q1 2025 | 91.46% | 91.20% | $0 | $183.0M |
| Q2 2025 | 93.00% | 90.20% | $0 | $183.0M |
| Q3 2025 | 94.31% | 90.01% | $0 | $169.0M |
| Q4 2025 | 94.27% | 89.48% | $0 | $159.0M |
| Q1 2026 | 90.78% | 89.66% | $0 | $159.0M |
| Q2 2026 | 90.45% | 90.05% | $0 | $161.5M |
Marquette Savings Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Marquette Savings Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Marquette Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30544) · FFIEC NIC profile (RSSD 304173)