Marquette Savings Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Net interest margin rose 0.14 percentage points from Q1 2026 to Q2 2026, ending at 2.94% against 2.80%. It was the largest change among the key lines on this page. Within Pennsylvania, Marquette Savings Bank is 81st of 109 on net interest margin, 2.94% as of Q2 2026, below the middle of the field. The median for banks in the $1B-10B asset tier is 3.71% on net interest margin. Marquette Savings Bank sits 0.77 points lower, at 2.94% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.17% |
| Yield on loans | 6.01% |
| Yield on securities | 2.90% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.39% |
| Cost of interest-bearing deposits | 2.51% |
| Cost of interest-bearing liabilities | 2.77% |
| Cost of borrowings | 4.26% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 2.94% |
| Yield to cost spread | 2.40% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $14.1M |
| Total interest expense | $7.4M |
| Interest expense on deposits | $5.7M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.04% | 1.91% | 2.31% | 4.75% | 2.31% |
| Q4 2023 | 4.28% | 2.10% | 2.40% | 4.97% | 2.61% |
| Q1 2024 | 4.30% | 2.37% | 2.17% | 4.92% | 2.67% |
| Q2 2024 | 4.16% | 2.49% | 1.94% | 5.01% | 2.06% |
| Q3 2024 | 4.48% | 2.53% | 2.20% | 5.33% | 2.31% |
| Q4 2024 | 4.76% | 2.62% | 2.39% | 5.37% | 3.08% |
| Q1 2025 | 4.67% | 2.48% | 2.37% | 5.48% | 2.44% |
| Q2 2025 | 4.95% | 2.51% | 2.60% | 5.78% | 2.68% |
| Q3 2025 | 5.01% | 2.49% | 2.69% | 5.86% | 2.55% |
| Q4 2025 | 5.09% | 2.47% | 2.80% | 5.88% | 2.74% |
| Q1 2026 | 5.03% | 2.39% | 2.80% | 5.84% | 2.68% |
| Q2 2026 | 5.17% | 2.39% | 2.94% | 6.01% | 2.90% |
Marquette Savings Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Marquette Savings Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Marquette Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30544) · FFIEC NIC profile (RSSD 304173)