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Massena Savings and Loan: Non-Performing Assets Ratio

1.90% Ranks #295 of 3,653 U.S. banks · 92nd percentile

Data as of · sourced from FFIEC call reports. How we update

Massena Savings and Loan reported a non-performing assets ratio of 1.90% as of Q2 2026, ranking #295 of 3,653 U.S. banks (92nd percentile). The NPA ratio extends NPL to include other real estate owned (OREO), the full picture of distressed assets relative to the bank's size.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 1.90%
Q1 2026 1.96%
Q4 2025 1.79%
Q3 2025 2.06%
Q2 2025 2.23%
Q1 2025 1.95%
Q4 2024 1.92%
Q3 2024 2.01%
Q2 2024 1.94%
Q1 2024 1.95%
Q4 2023 2.19%
Q3 2023 2.32%

National Context

Latest value 1.90%
National rank#295 of 3,653
Percentile 92nd
12-quarter low1.79%
12-quarter high2.32%
Full rankingView leaderboard

What is the Non-Performing Assets Ratio?

The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.

Most community banks report NPA between 0.2% and 1%. Spikes are usually CRE-driven (commercial real estate downturns produce OREO in waves). Compare NPA to NPL: if NPA materially exceeds NPL, the bank is sitting on foreclosed property.

Full definition & formula →

Frequently asked questions

What is Massena Savings and Loan's Non-Performing Assets Ratio?

Massena Savings and Loan's Non-Performing Assets Ratio was 1.90% as of Q2 2026, ranking #295 of 3,653 U.S. banks.

What is the Non-Performing Assets Ratio?

The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Massena Savings and Loan profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 30429) · FFIEC NIC profile (RSSD 454975)