Massena Savings and Loan Routing Number

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Massena Savings and Loan routing number?

The Massena Savings and Loan routing number is 221371628. It is the primary ABA routing transit number registered to Massena Savings and Loan, headquartered in Massena, NY. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the Massena Savings and Loan wire routing number?

This page lists 221371628, the primary routing number registered to Massena Savings and Loan. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Massena Savings and Loan before sending a wire.

Is ABA number 221371628 the routing number for Massena Savings and Loan?

Yes. ABA number 221371628 is the primary routing number registered to Massena Savings and Loan. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 221371628?

Routing number 221371628 belongs to Massena Savings and Loan, headquartered in Massena, NY. It is the bank's primary ABA routing number (FDIC certificate 30429).

Routing numbers of similar-size institutions in New York

Credit union, Massena, NY

Sea Comm Federal Credit Union: 221376539

Credit union, Massena, NY

Twin Rivers Federal Credit Union: 221376542

Bank, Gouverneur, NY

Gouverneur Savings and Loan Association: 221371592

Credit union, Cheektowaga, NY

Financial Trust Federal Credit Union: 222079835

Bank, Dryden, NY

The First National Bank of Dryden: 021307164

Bank, Groton, NY

The First National Bank of Groton: 021305991

Credit union, Newfane, NY

Ontario Shores Federal Credit Union: 222381400

Credit union, Pearl River, NY

Palisades Federal Credit Union: 221979101

All routing numbers in New York