Mayville Savings Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Risk-weighted assets rose 6.8% from Q1 2026 to Q2 2026, ending at $42.1M against $39.4M. It was the largest change among the key lines on this page. Among 85 Wisconsin banks, Mayville Savings Bank sits 5th from the top on CET1 ratio, 26.49% as of Q2 2026. The median for banks in the < $100M asset tier is 19.57% on CET1 ratio. Mayville Savings Bank sits 6.92 points higher, at 26.49% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 26.49% |
| Tier 1 risk-based capital ratio | 26.49% |
| Total risk-based capital ratio | 27.62% |
| Tier 1 leverage ratio | 13.44% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $11.1M |
| Tier 1 capital | $11.1M |
| Total risk-based capital | $11.6M |
| Total equity capital | $10.9M |
| Risk-weighted assets | $42.1M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.99% |
| Tangible equity to tangible assets | 12.99% |
| Equity capital to average assets | 13.19% |
| Internal capital growth rate | 12.33% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $11.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$209K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 25.44% | 25.44% | 26.69% | 13.88% | $35.6M |
| Q4 2023 | 25.19% | 25.19% | 26.44% | 14.02% | $36.6M |
| Q1 2024 | 25.13% | 25.13% | 26.38% | 13.62% | $37.2M |
| Q2 2024 | 24.95% | 24.95% | 26.20% | 13.74% | $38.2M |
| Q3 2024 | 25.26% | 25.26% | 26.51% | 13.94% | $38.3M |
| Q4 2024 | 25.15% | 25.15% | 26.37% | 13.47% | $39.1M |
| Q1 2025 | 25.19% | 25.19% | 26.40% | 13.35% | $39.6M |
| Q2 2025 | 25.16% | 25.16% | 26.34% | 13.43% | $40.4M |
| Q3 2025 | 27.62% | 27.62% | 28.87% | 13.49% | $37.6M |
| Q4 2025 | 27.00% | 27.00% | 28.22% | 13.88% | $39.2M |
| Q1 2026 | 27.47% | 27.47% | 28.68% | 13.80% | $39.4M |
| Q2 2026 | 26.49% | 26.49% | 27.62% | 13.44% | $42.1M |
Mayville Savings Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Mayville Savings Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Mayville Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30585) · FFIEC NIC profile (RSSD 411576)