Mayville Savings Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Net interest margin, which rose 0.23 percentage points to 4.10%. Within Wisconsin, Mayville Savings Bank is 49th of 153 on net interest margin, 4.10% as of Q2 2026, above the middle of the field. The median for banks in the < $100M asset tier is 3.89% on net interest margin. Mayville Savings Bank sits 0.21 points higher, at 4.10% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.33% |
| Yield on loans | 6.33% |
| Yield on securities | 4.16% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.36% |
| Cost of interest-bearing deposits | 1.64% |
| Cost of interest-bearing liabilities | 1.64% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.10% |
| Yield to cost spread | 3.69% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $728K |
| Total interest expense | $242K |
| Interest expense on deposits | $242K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.40% | 0.70% | 3.76% | 5.13% | 1.60% |
| Q4 2023 | 4.77% | 0.87% | 3.93% | 5.29% | 1.68% |
| Q1 2024 | 4.73% | 1.19% | 3.63% | 5.41% | 1.75% |
| Q2 2024 | 4.92% | 1.36% | 3.68% | 5.53% | 1.97% |
| Q3 2024 | 5.19% | 1.49% | 3.83% | 5.81% | 1.99% |
| Q4 2024 | 5.14% | 1.66% | 3.64% | 5.85% | 2.43% |
| Q1 2025 | 5.04% | 1.75% | 3.46% | 5.75% | 2.89% |
| Q2 2025 | 5.17% | 1.77% | 3.56% | 5.92% | 3.17% |
| Q3 2025 | 5.16% | 1.58% | 3.74% | 5.91% | 3.36% |
| Q4 2025 | 5.19% | 1.53% | 3.88% | 6.05% | 3.64% |
| Q1 2026 | 5.10% | 1.36% | 3.87% | 5.92% | 4.05% |
| Q2 2026 | 5.33% | 1.36% | 4.10% | 6.33% | 4.16% |
Mayville Savings Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Mayville Savings Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Mayville Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30585) · FFIEC NIC profile (RSSD 411576)