Mayville State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Mayville State Bank of Mayville, MI against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.07% | 3.33% | -2.26% | 52nd above |
| ROAE | 11.05% | 8.28% | +2.77% | 64th above |
| Net Interest Margin | 3.62% | 3.93% | -0.31% | 36th below |
| Efficiency Ratio | 69.34% | 84.50% | -15.16% | 51st above |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.23% | 1.56% | -0.33% | 50th above |
| Yield on Earning Assets | 4.29% | 5.24% | -0.95% | 17th bottom |
| Cost of Funds | 0.71% | 1.67% | -0.96% | 91st top |
| Net Interest Spread | 3.33% | 3.30% | +0.03% | 51st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.09% | 1.42% | +0.67% | 17th bottom |
| NPA / Total Assets | 0.98% | 0.71% | +0.27% | 20th bottom |
| NCO / Avg Loans | -0.02% | 0.15% | -0.17% | 83rd top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.34% | 1.53% | -0.19% | 58th above |
| ACL / NPLs (Coverage) | 64.25% | 723.22% | -658.97% | 26th below |
| Texas Ratio | 9.28% | 8.56% | +0.72% | 22nd bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 111.54% | 285.69% | -174.15% | 69th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.72% | 22.10% | -10.38% | 36th below |
| Equity / Assets | 9.88% | 20.74% | -10.86% | 25th below |
| TCE / Tangible Assets | 9.88% | 20.49% | -10.61% | 26th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 52.00% | 74.30% | -22.30% | 69th above |
| Core Deposit Ratio | 98.42% | 88.29% | +10.13% | 90th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.13% | 3.83% | -2.70% | 41st below |
| Loan Growth (Y/Y) | -2.95% | 6.86% | -9.81% | 27th below |
| Deposit Growth (Y/Y) | 0.01% | 2.98% | -2.97% | 38th below |
See Mayville State Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Mayville State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Mayville State Bank profile, how to read a UBPR, or how this data updates.