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Mayville State Bank: Call Report & UBPR Financial Data

Mayville, MI Under $100M in assets Est. April 15, 1885 FDIC #12899 RSSD #358448 Routing #072404993 FDIC

Data as of · sourced from FFIEC call reports. How we update

Assets
$94.6M
Deposits
$85.0M
Loans
$44.2M
Equity
$9.4M

Asset quality shifted last quarter, NPLs rose to 2.09% from 1.48% in the prior period. Operating from Mayville, MI, Mayville State Bank serves its local market as an FDIC-insured commercial bank. The Q2 2026 balance sheet stands at $95M in assets, including $44M in loans. Profitability tracks the broader industry: ROA 1.07%, ROE 11.05%, NIM 3.62%. Under the simplified Community Bank Leverage Ratio framework, leverage of 11.72% exceeds the CBLR threshold. Asset quality merits closer attention with NPLs at 2.09%. It operates 2 branches, primarily in Michigan.

As of June 30, 2026, Mayville State Bank reported a Tier 1 leverage ratio of 11.72%, a return on assets of 1.07%, a nonperforming-loan ratio of 2.09%, a Texas ratio of 9.28%, per financial data filed with the FFIEC.

Headquarters Profile

Address
37 E Ohmer Rd, Mayville, MI 48744
County
Tuscola
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
Chicago (Region 9)
Federal Reserve member
No
Federal Reserve district
District 7, Chicago
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
April 15, 1885
Offices
2 domestic
Employees (FTE)
23
Domestic deposits
$85.0M
Allowance for credit losses
$593K
Net charge-offs (YTD)
$26K
Tax status
C corporation
Ownership
Stock
Community bank
Yes
FDIC-insured since
January 1, 1934
FDIC Cert
12899
Fed RSSD
358448

Balance Sheet

Total liabilities$85.3M
Cash & balances due$9.9M
Securities, available-for-sale$33.3M
Securities, held-to-maturity$400K
Goodwill & intangibles$0

Income Statement

Net income Q2$258K
Net interest income YTD$1.6M
Total interest income YTD$2.0M
Total interest expense YTD$303K
Provision for credit losses YTD$29K

Operating & Funding

Total noninterest income YTD$312K
Total noninterest expense YTD$1.4M

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

What the bank charged to earnings that quarter to build its allowance for expected losses.

Net income

The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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Mayville State Bank rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings. A community bank leverage ratio filer reports no CET1 ratio, so the first ratio column is the Tier 1 leverage ratio.

Quarter Leverage ROA NPL Texas NIM
Q2 2026 11.72% 1.07% 2.09% 9.28% 3.62%
Q1 2026 11.41% 0.86% 1.48% 6.64% 3.59%
Q4 2025 11.39% 0.72% 1.59% 7.38% 3.66%
Q3 2025 11.95% 0.88% 1.34% 6.35% 3.62%
Q2 2025 11.70% 0.84% 1.25% 6.44% 3.50%
Q1 2025 11.15% 0.71% 1.23% 6.29% 3.30%
Q4 2024 10.96% 0.51% 0.59% 3.25% 3.22%
Q3 2024 11.47% 0.46% 0.49% 2.48% 3.08%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 2 branches →

1–2 of 2
Branch Location ZIP Deposits
Mayville State Bank (main office) Mayville , MI 48744 $62.4M
Millington Branch Millington , MI 48746 $22.6M

Regulatory record

What the public regulatory sources show for Mayville State Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
Not on file: no matched FDIC, Federal Reserve or OCC action
Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
<0.1% of deposits in MI, rank 87 of 98 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
Not on file: no HMDA filing matched
Period: not on file. Source: FFIEC HMDA loan application register.
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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Frequently asked about Mayville State Bank

What are Mayville State Bank's total assets?

As of the Q2 2026 filing, Mayville State Bank reported total assets of $94.6 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Mayville State Bank headquartered?

Mayville State Bank is headquartered in Mayville, MI, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Mayville State Bank founded?

Mayville State Bank was established in 1885, per the FDIC institution directory.

Is Mayville State Bank FDIC-insured?

Yes. Mayville State Bank is an FDIC-insured commercial bank (FDIC Certificate #12899). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Mayville State Bank?

Mayville State Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does Mayville State Bank operate?

Mayville State Bank operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Mayville State Bank's Texas Ratio?

Mayville State Bank's Texas Ratio is 9.28% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

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