McClain Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks McClain Bank of Purcell, OK against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.71% | 1.25% | +0.46% | 74th above |
| ROAE | 17.16% | 13.17% | +3.99% | 76th top |
| Net Interest Margin | 5.18% | 3.95% | +1.23% | 94th top |
| Efficiency Ratio | 56.56% | 61.50% | -4.94% | 64th above |
| PPNR / Avg Assets | 2.53% | — | — | 89th top |
| Yield on Earning Assets | 6.49% | 5.67% | +0.82% | 87th top |
| Cost of Funds | 1.39% | 1.87% | -0.48% | 76th top |
| Net Interest Spread | 4.50% | — | — | 94th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.28% | 0.93% | -0.65% | 59th above |
| NPA / Total Assets | 0.30% | — | — | 51st above |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 81st top |
| ACL / Total Loans | 1.32% | — | — | 65th above |
| ACL / NPLs (Coverage) | 477.82% | — | — | 70th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 2.88% | 6.06% | -3.18% | 48th below |
| Provision / NCO | 1176.47% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.52% | 11.75% | -2.23% | 22nd bottom |
| Equity / Assets | 9.40% | 10.98% | -1.58% | 33rd below |
| TCE / Tangible Assets | 9.40% | — | — | 37th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 76.26% | 80.44% | -4.18% | 59th above |
| Core Deposit Ratio | 97.75% | 86.95% | +10.80% | 95th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.93% | — | — | 74th above |
| Loan Growth (Y/Y) | 11.92% | — | — | 79th top |
| Deposit Growth (Y/Y) | 9.82% | — | — | 82nd top |
See McClain Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock McClain Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full McClain Bank profile, how to read a UBPR, or how this data updates.