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Mechanics & Farmers Bank: Return on Average Equity

5.01% Ranks #3,234 of 3,651 U.S. banks · 11th percentile

Data as of · sourced from FFIEC call reports. How we update

Mechanics & Farmers Bank reported a return on average equity of 5.01% as of Q2 2026, ranking #3,234 of 3,651 U.S. banks (11th percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 5.01%
Q1 2026 4.69%
Q4 2025 2.55%
Q3 2025 8.41%
Q2 2025 5.10%
Q1 2025 5.60%
Q4 2024 7.02%
Q3 2024 7.68%
Q2 2024 6.98%
Q1 2024 4.89%
Q4 2023 6.48%
Q3 2023 8.96%

National Context

Latest value 5.01%
National rank#3,234 of 3,651
Percentile 11th
12-quarter low2.55%
12-quarter high8.96%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is Mechanics & Farmers Bank's Return on Average Equity?

Mechanics & Farmers Bank's Return on Average Equity was 5.01% as of Q2 2026, ranking #3234 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Mechanics & Farmers Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 12266) · FFIEC NIC profile (RSSD 332224)