Branch Network
Mechanics & Farmers Bank Locations & Branches Durham, North Carolina
BankRegReports is independent of Mechanics & Farmers Bank and never asks for online banking logins or passwords.
Mechanics & Farmers Bank operates 8 branches from its headquarters in Durham, NC, .
Mechanics & Farmers Bank branch network
All 8 branches are in NORTH CAROLINA, across 5 cities. Durham, NC has the most of its branches, 3. Its largest office by deposits is the Chapel Hill Blvd Branch office in Durham, NC, with $220.7M (54.9% of its branch deposits). It had the same number of branches on June 30, 2025.
Mechanics & Farmers Bank at a glance
Its CET1 capital ratio was 24.72% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $476.0M
- CET1 ratio, Q2 2026
- 24.72%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1908
Full financial profile · Is Mechanics & Farmers Bank safe? · Mechanics & Farmers Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Durham, NC (3 branches) | 8 of 14 | 2.1% | $274.2M |
| State: NC (8 branches) | 42 of 82 | <0.1% | $402.2M |
Ranked by total assets among banks headquartered in the state: Largest banks in North Carolina.
Share by county and metro area
Mechanics & Farmers Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Durham, NC (3 branches) | 8 of 14 | 2.1% | $274.2M | $13.15B |
| Wake, NC (2 branches) | 28 of 36 | <0.1% | $48.9M | $106.32B |
| Mecklenburg, NC (1 branch) | 31 of 35 | <0.1% | $29.9M | $407.22B |
| Guilford, NC (1 branch) | 19 of 22 | 0.2% | $28.1M | $13.28B |
| Forsyth, NC (1 branch) | 18 of 21 | 0.2% | $21.1M | $10.84B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Durham-Chapel Hill, NC (3 branches) | 14 of 18 | 1.4% | $274.2M | $19.20B |
| Raleigh-Cary, NC (2 branches) | 31 of 37 | <0.1% | $48.9M | $110.16B |
| Charlotte-Concord-Gastonia, NC-SC (1 branch) | 44 of 47 | <0.1% | $29.9M | $432.53B |
| Greensboro-High Point, NC (1 branch) | 24 of 26 | 0.2% | $28.1M | $16.68B |
| Winston-Salem, NC (1 branch) | 21 of 23 | 0.1% | $21.1M | $15.36B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Chapel Hill Blvd Branch | Durham, NC | 27707 | $220.7M |
| Mechanics & Farmers Bank (main office) | Durham, NC | 27701 | $53.5M |
| Raleigh Branch | Raleigh, NC | 27601 | $33.2M |
| Charlotte Branch | Charlotte, NC | 28216 | $29.9M |
| 100 South Murrow Boulevard Branch | Greensboro, NC | 27401 | $28.1M |
| Winston-Salem Branch | Winston Salem, NC | 27101 | $21.1M |
| Rock Quarry Road Branch | Raleigh, NC | 27610 | $15.7M |
| M&F Bank Corporate Branch | Durham, NC | 27707 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 12266) · FFIEC NIC profile (RSSD 332224)