Branch Presence
Banks with Branches in Winston Salem, NC
Truist Bank is the biggest bank in Winston Salem, NC, with $3.12B in deposits at its Winston Salem branches, 41.4% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
21 banks operate 53 branches in Winston Salem, NC, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $7.54B held in Winston Salem, NC, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Winston Salem | Local deposits | Deposit share |
|---|---|---|---|
| Truist Bank | 8 | $3.12B | 41.4% (#1) |
| First Horizon Bank | 6 | $666.6M | 8.8% (#4) |
| Bank of America, N.A. | 4 | $756.1M | 10.0% (#3) |
| Piedmont Federal Savings Bank | 4 | $471.3M | 6.3% (#6) |
| Wells Fargo Bank, N.A. | 3 | $961.6M | 12.8% (#2) |
| First-Citizens Bank & Trust Company | 3 | $552.0M | 7.3% (#5) |
| First National Bank of Pennsylvania | 3 | $158.5M | 2.1% (#7) |
| First Bank | 3 | $142.7M | 1.9% (#8) |
| Woodforest National Bank | 3 | $13.1M | 0.2% (#21) |
| Pinnacle Bank | 2 | $84.4M | 1.1% (#11) |
| The Huntington National Bank | 2 | $70.6M | 0.9% (#13) |
| Carter Bank & Trust | 2 | $17.3M | 0.2% (#19) |
| JPMorgan Chase Bank, N.A. | 2 | $14.0M | 0.2% (#20) |
| Bank OZK | 1 | $136.3M | 1.8% (#9) |
| PNC Bank, N.A. | 1 | $120.5M | 1.6% (#10) |
| The Fidelity Bank | 1 | $79.5M | 1.1% (#12) |
| United Community Bank | 1 | $50.6M | 0.7% (#14) |
| Triad Business Bank | 1 | $46.4M | 0.6% (#15) |
| TowneBank | 1 | $33.1M | 0.4% (#16) |
| Mechanics & Farmers Bank | 1 | $21.1M | 0.3% (#17) |
| Atlantic Union Bank | 1 | $19.0M | 0.3% (#18) |
County deposit market: Forsyth, NC
The $10.84B held across 21 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Forsyth, NC market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Truist Bank | 32.4% | $3.51B | 12 |
| 2 | Wells Fargo Bank, N.A. | 20.5% | $2.23B | 10 |
| 3 | Bank of America, N.A. | 8.3% | $896.5M | 5 |
| 4 | First Horizon Bank | 7.9% | $858.4M | 10 |
| 5 | First-Citizens Bank & Trust Company | 7.1% | $766.5M | 6 |
| 6 | Piedmont Federal Savings Bank | 6.8% | $736.1M | 6 |
| 7 | Pinnacle Bank | 5.8% | $623.8M | 3 |
| 8 | The Fidelity Bank | 2.4% | $260.6M | 3 |
| 9 | First National Bank of Pennsylvania | 1.9% | $209.8M | 4 |
| 10 | PNC Bank, N.A. | 1.5% | $160.6M | 2 |
Metro area deposit market: Winston-Salem, NC
The $15.36B held across 23 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Winston-Salem, NC market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Truist Bank | 27.8% | $4.28B | 19 |
| 2 | Wells Fargo Bank, N.A. | 17.3% | $2.66B | 15 |
| 3 | First National Bank of Pennsylvania | 9.1% | $1.40B | 15 |
| 4 | Pinnacle Bank | 8.4% | $1.29B | 6 |
| 5 | First Horizon Bank | 7.3% | $1.12B | 14 |
| 6 | First-Citizens Bank & Trust Company | 6.8% | $1.04B | 9 |
| 7 | Bank of America, N.A. | 6.3% | $962.1M | 6 |
| 8 | Piedmont Federal Savings Bank | 4.8% | $736.1M | 6 |
| 9 | Bank OZK | 2.8% | $429.2M | 4 |
| 10 | The Fidelity Bank | 2.6% | $393.8M | 5 |
Banks in Winston Salem: common questions
What is the biggest bank in Winston Salem, NC?
Truist Bank is the biggest bank in Winston Salem, NC, with $3.12B in deposits at its Winston Salem branches, 41.4% of the city's total as of the June 30, 2026 FDIC Summary of Deposits.
How many banks are in Winston Salem, NC?
21 FDIC-insured banks operate 53 branches in Winston Salem, NC as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Winston Salem, NC?
Ranked by deposits held in Winston Salem branches as of the June 30, 2026 FDIC Summary of Deposits: 1. Truist Bank (41.4%); 2. Wells Fargo Bank, N.A. (12.8%); 3. Bank of America, N.A. (10.0%); 4. First Horizon Bank (8.8%); 5. First-Citizens Bank & Trust Company (7.3%). The share is each bank's part of all deposits in the city.
Largest banks in North Carolina
For the state as a whole, see the largest banks in North Carolina, ranked by total assets and by deposits in North Carolina branches, or every bank in the North Carolina bank directory.
Banks in other North Carolina cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.