Branch Presence
Banks with Branches in Wilmington, NC
Live Oak Banking Company is the biggest bank in Wilmington, NC, with $14.68B in deposits at its Wilmington branches, 62.4% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. Wells Fargo Bank, N.A. has the most branches here, with 7.
22 banks operate 52 branches in Wilmington, NC, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $23.54B held in Wilmington, NC, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Wilmington | Local deposits | Deposit share |
|---|---|---|---|
| Wells Fargo Bank, N.A. | 7 | $1.18B | 5.0% (#3) |
| First-Citizens Bank & Trust Company | 6 | $1.15B | 4.9% (#4) |
| Truist Bank | 5 | $3.06B | 13.0% (#2) |
| First Bank | 5 | $552.5M | 2.3% (#6) |
| Bank of America, N.A. | 3 | $705.8M | 3.0% (#5) |
| First National Bank of Pennsylvania | 3 | $405.2M | 1.7% (#7) |
| PNC Bank, N.A. | 3 | $367.7M | 1.6% (#8) |
| United Bank | 3 | $129.3M | 0.5% (#13) |
| SouthState Bank, N.A. | 2 | $289.7M | 1.2% (#9) |
| Bank OZK | 2 | $175.8M | 0.7% (#10) |
| FSNB, N.A. | 2 | $6.1M | <0.1% (#20) |
| Live Oak Banking Company | 1 | $14.68B | 62.4% (#1) |
| TowneBank | 1 | $161.6M | 0.7% (#11) |
| First Carolina Bank | 1 | $159.6M | 0.7% (#12) |
| Southern Bank and Trust Company | 1 | $120.9M | 0.5% (#14) |
| TD Bank, N.A. | 1 | $96.6M | 0.4% (#15) |
| North State Bank | 1 | $93.2M | 0.4% (#16) |
| Paragon Bank | 1 | $91.2M | 0.4% (#17) |
| United Community Bank | 1 | $77.7M | 0.3% (#18) |
| Fifth Third Bank, N.A. | 1 | $42.8M | 0.2% (#19) |
| First Community Bank | 1 | — | — |
| Davidson Trust Co. | 1 | — | — |
County deposit market: New Hanover, NC
The $23.75B held across 22 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the New Hanover, NC market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 61.8% | $14.68B | 1 |
| 2 | Truist Bank | 13.5% | $3.20B | 7 |
| 3 | Wells Fargo Bank, N.A. | 5.0% | $1.18B | 7 |
| 4 | First-Citizens Bank & Trust Company | 4.8% | $1.15B | 6 |
| 5 | Bank of America, N.A. | 3.3% | $779.6M | 4 |
| 6 | First Bank | 2.3% | $552.5M | 5 |
| 7 | First National Bank of Pennsylvania | 1.7% | $405.2M | 3 |
| 8 | PNC Bank, N.A. | 1.5% | $367.7M | 3 |
| 9 | SouthState Bank, N.A. | 1.2% | $289.7M | 2 |
| 10 | Bank OZK | 0.7% | $175.8M | 2 |
Metro area deposit market: Wilmington, NC
The $24.37B held across 22 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Wilmington, NC market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 60.2% | $14.68B | 1 |
| 2 | Truist Bank | 13.1% | $3.20B | 7 |
| 3 | First-Citizens Bank & Trust Company | 5.8% | $1.42B | 8 |
| 4 | Wells Fargo Bank, N.A. | 4.8% | $1.18B | 7 |
| 5 | Bank of America, N.A. | 3.2% | $779.6M | 4 |
| 6 | First Bank | 2.3% | $552.5M | 5 |
| 7 | First National Bank of Pennsylvania | 2.0% | $499.3M | 4 |
| 8 | PNC Bank, N.A. | 1.9% | $460.2M | 4 |
| 9 | SouthState Bank, N.A. | 1.5% | $360.3M | 3 |
| 10 | TD Bank, N.A. | 0.7% | $182.8M | 2 |
Banks in Wilmington: common questions
What is the biggest bank in Wilmington, NC?
Live Oak Banking Company is the biggest bank in Wilmington, NC, with $14.68B in deposits at its Wilmington branches, 62.4% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. Wells Fargo Bank, N.A. has the most branches there, with 7.
How many banks are in Wilmington, NC?
22 FDIC-insured banks operate 52 branches in Wilmington, NC as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Wilmington, NC?
Ranked by deposits held in Wilmington branches as of the June 30, 2026 FDIC Summary of Deposits: 1. Live Oak Banking Company (62.4%); 2. Truist Bank (13.0%); 3. Wells Fargo Bank, N.A. (5.0%); 4. First-Citizens Bank & Trust Company (4.9%); 5. Bank of America, N.A. (3.0%). The share is each bank's part of all deposits in the city.
Largest banks in North Carolina
For the state as a whole, see the largest banks in North Carolina, ranked by total assets and by deposits in North Carolina branches, or every bank in the North Carolina bank directory.
Banks in other North Carolina cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.