Medallion Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Medallion Bank of Salt Lake City, UT against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.38% | 1.34% | +1.04% | 95th top |
| ROAE | 14.31% | 12.40% | +1.91% | 64th above |
| Net Interest Margin | 8.52% | 3.83% | +4.69% | 99th top |
| Efficiency Ratio | 27.47% | 57.84% | -30.37% | 98th top |
| PPNR / Avg Assets | 6.61% | — | — | 99th top |
| Yield on Earning Assets | 11.77% | 5.71% | +6.06% | 99th top |
| Cost of Funds | 4.00% | 2.02% | +1.98% | 1st bottom |
| Net Interest Spread | 7.86% | — | — | 99th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.45% | 1.00% | -0.55% | 62nd above |
| NPA / Total Assets | 0.42% | — | — | 55th above |
| NCO / Avg Loans | 2.55% | 0.43% | +2.12% | 2nd bottom |
| ACL / Total Loans | 4.21% | — | — | 99th top |
| ACL / NPLs (Coverage) | 934.98% | — | — | 90th top |
| Texas Ratio | 2.14% | 5.47% | -3.33% | 68th above |
| Provision / NCO | 118.58% | — | — | 40th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.12% | 14.99% | -1.87% | 43rd below |
| Tier 1 Ratio | 16.80% | 15.02% | +1.78% | 82nd top |
| Total Capital Ratio | 18.08% | — | — | 82nd top |
| Leverage Ratio | 16.92% | 11.11% | +5.81% | 96th top |
| Equity / Assets | 15.88% | 11.02% | +4.86% | 95th top |
| TCE / Tangible Assets | 12.37% | — | — | 85th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 116.00% | 86.99% | +29.01% | 4th bottom |
| Core Deposit Ratio | 2.60% | 85.57% | -82.97% | 0th bottom |
| Uninsured Deposit Ratio | 0.24% | 33.19% | -32.95% | 100th top |
| Wholesale Funding Ratio | 1.76% | — | — | 72nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.99% | — | — | 75th top |
| Loan Growth (Y/Y) | 12.92% | — | — | 80th top |
| Deposit Growth (Y/Y) | 14.15% | — | — | 84th top |
See Medallion Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Medallion Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Medallion Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Medallion Bank peer analysis.