Bank call report · Carmel, IN
Merchants Bank of Indiana Call Report
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Merchants Bank of Indiana filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 553 reported line items, schedule by schedule (952 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 963945 |
| FDIC certificate number | 8056 |
| Total assets | $21.17B |
Official Q2 2026 call report PDF (FFIEC) →
Merchants Bank of Indiana call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (31 items)
About Schedule RC · Merchants Bank of Indiana balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $21.17B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $21.17B |
| Total Liabilities and Minority Interest | RCON2948 | $18.85B |
| Total Deposits | RCON2200 | $14.34B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $13.65B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $12.34B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $12.26B |
| Loans and Leases Held for Sale | RCON5369 | $5.02B |
| Other Borrowed Money | RCON3190 | $4.21B |
| Total Equity Capital | RCON3210 | $2.32B |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $2.32B |
| Undivided Profits and Capital Reserves | RCON3632 | $1.47B |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $1.35B |
| Held-to-maturity Securities, Total | RCON1754 | $1.35B |
| Other Assets | RCON2160 | $957.5M |
| Surplus | RCON3839 | $855.9M |
| Deposits: Noninterest-bearing | RCON6631 | $690.4M |
| Trading Assets, Total | RCON3545 | $527.7M |
| Interest-bearing Balances | RCON0071 | $296.8M |
| Other Liabilities, Total | RCON2930 | $296.4M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $292.4M |
| Intangible Assets | RCON2143 | $245.0M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $86.4M |
| Allowance for Loan and Lease Losses | RCON3123 | $75.8M |
| Other Real Estate Owned | RCON2150 | $72.4M |
| Investments and Unconsolidated Subsidiaries and Associated Companies | RCON2130 | $32.2M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $17.9M |
| Goodwill | RCON3163 | $8.0M |
| Securities Purchased Under Agreements to Resell | RCONB989 | $1.5M |
| Accumulated Other Comprehensive Income | RCONB530 | -$1.2M |
| Common Stock | RCON3230 | $401K |
Schedule RI: Income Statement (42 items)
About Schedule RI · Merchants Bank of Indiana income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $563.3M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $491.7M |
| Total Interest Expense | RIAD4073 | $293.3M |
| Net Interest Income | RIAD4074 | $270.0M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $218.2M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $190.4M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $190.4M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $151.0M |
| Net Income (Loss) | RIAD4340 | $151.0M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $151.0M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $149.0M |
| Total Noninterest Expense | RIAD4093 | $144.6M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $128.2M |
| Total Noninterest Income | RIAD4079 | $89.6M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $87.0M |
| Salaries and Employee Benefits | RIAD4135 | $74.9M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $70.2M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $66.6M |
| Other Noninterest Expense | RIAD4092 | $63.4M |
| Applicable Income Taxes | RIAD4302 | $39.5M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $37.8M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $37.4M |
| Other Noninterest Income | RIADB497 | $32.7M |
| Net Servicing Fees | RIADB492 | $27.2M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $26.7M |
| Provision for Loan and Lease Losses | RIAD4230 | $26.6M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $24.5M |
| Other Interest Income | RIAD4518 | $21.9M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $20.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $8.1M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $6.5M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $6.2M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $5.5M |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $5.3M |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | $2.8M |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $576K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $126K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $35K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $33K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $13K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $11K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 743 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $314.7M |
| Balances Due from Federal Reserve Banks | RCON0090 | $289.1M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $24.6M |
| Currency and Coin | RCON0080 | $942K |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $1K |
Schedule RC-B: Securities (21 items)
About Schedule RC-B · Merchants Bank of Indiana securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Held-to-maturity Amortized Cost | RCONG320 | $627.6M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Held-to-maturity Fair Value | RCONG321 | $629.4M |
| Pledged Securities | RCON0416 | $1.46B |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $1.35B |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $1.13B |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS : Held-to-maturity Amortized Cost | RCONK154 | $715.7M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Held-to-maturity Fair Value | RCONK155 | $713.3M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $405.8M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $294.0M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $260.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $258.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $258.5M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $213.4M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $30.5M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $30.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $30.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $15.1M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities: Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCONK142 | $11.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCONK143 | $10.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $3.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $3.5M |
Schedule RC-C, Part I: Loans and Leases (44 items)
About Schedule RC-C, Part I · Merchants Bank of Indiana loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $17.36B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $16.38B |
| Pledged Loans and Leases | RCONG378 | $10.80B |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $7.81B |
| Loans to mortgage credit intermediaries | RCONPV05 | $7.81B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $5.13B |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $3.33B |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $1.97B |
| Commercial and Industrial Loans | RCON1766 | $1.59B |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $1.59B |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $1.16B |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $777.1M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $746.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $712.8M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $304.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $184.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $155.2M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $151.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $125.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $92.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $89.9M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $83.2M |
| Real Estate Loans Secured by Farmland | RCON1420 | $73.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $71.9M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Multifamily (5 or More) Nonresidential Properties | RCONK160 | $57.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $35.6M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Other Nonfarm Nonresidential Properties | RCONK162 | $21.5M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $21.4M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $17.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $17.2M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $3.8M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans: to U.S. Addressees (Domicile) | RCONK163 | $3.8M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $3.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $3.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $3.0M |
| Commercial and Industrial Loans Measured at Fair Value (Domestic Only) | RCONF585 | $2.1M |
| Unpaid Principal Balance of Commericial and Industrial Loans Measured at Fair Value: | RCONF597 | $1.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $1.8M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $777K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $511K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $305K |
| Other Loans | RCONJ464 | $305K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $245K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $37K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $39.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $26.7M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $14.5M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $13.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $4.9M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $4.4M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $4.2M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $3.8M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $3.8M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $3.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $2.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $262K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 194 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 190 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 126 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 110 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 84 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 81 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 77 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 59 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 58 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 41 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 28 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 18 |
Schedule RC-D: Trading Assets and Liabilities (2 items)
Schedule RC-E: Deposit Liabilities (32 items)
About Schedule RC-E · Merchants Bank of Indiana deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Demand Deposits (See Note Below) | RCON2210 | $9.01B |
| Total Transaction Accounts | RCON2215 | $9.01B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $8.76B |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $5.33B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $5.07B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $3.95B |
| Total reciprocal deposits | RCONJH83 | $1.47B |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $1.42B |
| Total Brokered Deposits | RCON2365 | $1.30B |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $1.27B |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $1.17B |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $1.04B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $1.02B |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $983.7M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $867.7M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $326.4M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $293.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $253.2M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $243.4M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $237.6M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $182.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $42.6M |
| Brokered Deposits of More Than $250,000 with a Remaining Maturity of One Year or Less | RCONK220 | $31.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $30.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $28.9M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $13.2M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $11.9M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $5.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $3.2M |
| Total Nontransaction Accounts - Deposits of Foreign Governments and Official Institutions | RCON2377 | $495K |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $244K |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $244K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $678.2M |
| Accounts Receivable | RCONFT34 | $311.8M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $291.7M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $197.9M |
| Accrued Interest Receivable | RCONB556 | $81.4M |
| Derivatives with a Position Fair Value Held for Purposes Other Than Trading | RCONC010 | $68.3M |
| Prepaid Expenses | RCON2166 | $4.3M |
| Computer Software | RCONFT33 | $2.1M |
Schedule RC-G: Other Liabilities (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $172.4M |
| Accounts Payable | RCON3066 | $151.4M |
| Net Deferred Tax Liabilities | RCON3049 | $50.8M |
| Other Expenses Accrued and Unpaid | RCON3646 | $42.6M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $22.3M |
| Operating lease liabilities | RCONLB56 | $15.2M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $8.2M |
| Derivatives with a Negative Fair Value Held for Purposes Other Than Trading | RCONC012 | $1.1M |
Schedule RC-K: Quarterly Averages (17 items)
About Schedule RC-K · Merchants Bank of Indiana quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $20.52B |
| Quarterly Average of Total Loans | RCON3360 | $16.54B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $7.89B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $6.73B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $4.12B |
| Quarterly Average of Other Borrowed Money | RCON3355 | $3.95B |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $1.45B |
| Mortgage-backed Securities | RCONB559 | $1.40B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $1.09B |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $1.02B |
| Quarterly Average of Assets Held in Trading Accounts | RCON3401 | $540.8M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $460.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $369.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $289.4M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $17.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $3.9M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $1.5M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (30 items)
About Schedule RC-L · Merchants Bank of Indiana derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Purchased Protection That Is Recognized as a Guarantee for Regulatory Capital Purposes | RCONG404 | $141.4M |
| Notional Amount of Purchased Credit Protection: Subinvestment Grade - with Remaining Maturity of Over Five Years | RCONG417 | $25.5M |
| Notional Amount of Purchased Credit Protection: Subinvestment Grade - with Remaining Maturity of Over One Year Through Five Years | RCONG416 | $115.9M |
| Over the Counter Derivatives: Net Current Credit Exposure - Banks and Securities Firms | RCONG418 | $68.3M |
| Over the Counter Derivatives: Fair Value of Collateral: Cash U.S. Dollar - Banks and Securities Firms | RCONG423 | $142.5M |
| Over the Counter Derivatives: Fair Value of Collateral: Total Fair Value of Collateral (Sum of Items 16.B.(1) Through (7) - Banks and Securities Firms | RCONG458 | $142.5M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $4.79B |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $2.74B |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $2.60B |
| Purchased OTC Interest Rate Option Contracts | RCON8713 | $1.64B |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $1.32B |
| Other unused commitments: Loans to mortgage credit intermediaries | RCONPV12 | $1.15B |
| Other unused commitments: Loans to nondepository financial institutions | RCONPV11 | $1.15B |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $787.6M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $621.0M |
| Interest Rate Forward Contracts | RCON8697 | $335.8M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $218.6M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $165.2M |
| Credit Derivatives: Notional Amounts - Credit Defaults Swaps - Beneficiary | RCONC969 | $141.4M |
| Amount of Performance Standby Letters of Credit Conveyed to Others | RCON3822 | $72.7M |
| Performance Standby Letters of Credit | RCON3821 | $72.7M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $69.2M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $69.2M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $68.3M |
| Amount of Financial Standby Letters of Credit Conveyed to Others | RCON3820 | $41.6M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $41.6M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $32.0M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $23.6M |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Beneficiary:gross Positive Fair Value | RCONC221 | $2.1M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $1.1M |
Schedule RC-M: Memoranda (14 items)
About Schedule RC-M · Merchants Bank of Indiana memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $4.20B |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $4.20B |
| FHLB Advances: Structured Advances | RCONF059 | $4.20B |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $235.2M |
| Mortgage Servicing Assets | RCON3164 | $235.2M |
| All Other Real Estate Owned: Multifamily (5 or More) Residential Properties in Domestic Offices | RCON5511 | $71.6M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF063 | $7.9M |
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCONF065 | $7.9M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years | RCONF057 | $2.5M |
| All other intangible assets | RCONJF76 | $1.8M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $1.2M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $743K |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $362K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (22 items)
About Schedule RC-N · Merchants Bank of Indiana past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $205.5M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $153.3M |
| Additions to Nonaccrual Assets | RCONC410 | $78.5M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $44.9M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $33.7M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Past Due 30 Through 89 Days and Still Accruing | RCON3499 | $32.5M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by Multifamily Residential Properties in Domestic Offices: Nonaccrual | RCONK113 | $18.6M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $18.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $13.9M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $6.5M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $5.7M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $4.0M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $361K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $263K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCONK039 | $263K |
| Loans and Leases Held for Sale-past Due 30 Thru 89 Days and Still Accruing | RCONC240 | $263K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCONK036 | $263K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $140K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 90 Days or More and Still Accruing | RCON3494 | $87K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $87K |
| Nonaccrual Assets Sold During the Quarter | RCONC411 | $81K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $30K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (17 items)
About Schedule RC-O · Merchants Bank of Indiana other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $20.52B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $14.36B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $10.63B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $4.15B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $3.74B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $2.29B |
| Total Unfunded Commitments to Fund Construction, Land Development, and Other Land Loans Secured by Real Estate | RCONK676 | $1.25B |
| Nonbrokered Time Deposits of More Than $250,000 in Domestic Offices | RCONK678 | $295.4M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Loans Secured by Multifamily Residential and Nonfarm Nonresidential Properties | RCONN178 | $193.3M |
| Portion of Unfunded Commitments to Fund Construction, Land Development, and Other Land Loans Secured by Real Estate That Are Guarnateed or Insured by the U.S. Government (Including the FDIC) | RCONK677 | $178.9M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Commercial and Industrial Loans | RCONN181 | $99.1M |
| Total Allowable Exclusions, Including Interest Accrued and Unpaid on Allowable Exclusions (Including Foreign Deposits) | RCONF237 | $542K |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $244K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 38,914 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 3,377 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 2 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $462.1M |
| Wholesale originations and purchases during the quarter of 1-4 family residential mortgage loans for sale | RCONHT82 | $431.6M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $145.8M |
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $19.1M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $2.8M |
| Representation and Warranty Reserves for 1-4 Family Residential Mortgage Loans Sold: Total | RCONM288 | $1.4M |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (33 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases Held for Sale - Level 2 Fair Value Measurements | RCONG486 | $555.8M |
| Loans and Leases Held for Sale - Total Fair Value Reported on Schedule Rc | RCONG483 | $555.8M |
| Loans and Leases Held for Investment - Level 2 Fair Value Measurements | RCONG491 | $46.0M |
| Loans and Leases Held for Investment - Total Fair Value Reported on Schedule Rc | RCONG488 | $46.0M |
| Other Trading Assets - Level 2 Fair Value Measurements | RCONG500 | $527.7M |
| Other Trading Assets - Total Fair Value Reported on Schedule Rc | RCONG497 | $527.7M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $1.73B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $1.40B |
| Level 2 Fair Value Measurements of Nontrading Securities at Fair Value with Changes in Fair Value Reported in Current Earnings | RCONF241 | $527.7M |
| Total Fair Value of Nontrading Securities at Fair Value with Changes in Fair Value Reported in Current Earnings | RCONF240 | $527.7M |
| Loans measured at fair value, Loans secured by real estate, All other loans secured by real estate, Domestic Offices | RCONHT88 | $453.4M |
| Loans measured at fair value, Unpaid principal balance of loans measured at fair value, All other loans secured by real estate, Domestic Offices | RCONHT92 | $449.6M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $305.2M |
| All Other Assets - Level 3 Fair Value Measurements | RCONG804 | $294.8M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG506 | $294.8M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $292.4M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $262.0M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Mortgage Servicing Rights - Level 3 Fair Value Measurements | RCONG540 | $235.2M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Mortgage Servicing Rights - Total Fair Value Reported on Schedule Rc | RCONG536 | $235.2M |
| Loans measured at fair value, Loans secured by real estate, Secured by 1-4 family residential properties, Domestic Offices | RCONHT87 | $146.3M |
| Loans measured at fair value, Unpaid principal balance of loans measured at fair value, Secured by 1-4 family residential properties, Domestic Offices | RCONHT91 | $145.8M |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCONG475 | $30.4M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG504 | $30.4M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $10.4M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc | RCONG566 | $1.1M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $1.1M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $1.1M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements | RCONG569 | $859K |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $859K |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $859K |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 3 Fair Value Measurement | RCONG570 | $230K |
| All Other Liabilities - Level 3 Fair Value Measurements | RCONG809 | $230K |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG535 | $230K |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Merchants Bank of Indiana regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $19.69B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · Merchants Bank of Indiana regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $20.52B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $20.51B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $19.69B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $2.40B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $2.32B |
| Common Equity Tier 1 Capital | RCOAP859 | $2.31B |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $2.31B |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $2.31B |
| Retained Earnings | RCOAKW00 | $1.47B |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $856.3M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $84.0M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $84.0M |
| Tier 2 Capital Before Deductions | RCOAP870 | $84.0M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $8.8M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $7.0M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $1.8M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$1.2M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$1.2M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1218 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1176 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1176 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1128 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0418 |
Schedule RC-R, Part II: Risk-Weighted Assets (105 items)
About Schedule RC-R, Part II · Merchants Bank of Indiana risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $19.69B |
| Total Risk-weighted Assets | RCONG641 | $19.69B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $15.57B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $15.57B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $14.14B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $10.20B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $10.15B |
| Total Loans and Leases Held for Sale, All Other Exposures | RCONS431 | $4.88B |
| Loans and Leases Held for Sale, All Other Exposures - 100 Pct Risk Weight Category | RCONS436 | $3.27B |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $2.87B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $2.47B |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $2.39B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $2.36B |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $2.31B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $2.23B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $2.10B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $1.67B |
| Loans and Leases Held for Sale, All Other Exposures - 20 Pct Risk Weight Category | RCONS434 | $1.47B |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $1.44B |
| Total All Other Assets | RCOND981 | $1.39B |
| On-balance Sheet Securitization Exposures, Held-to-maturity Securities - Adjustments to Total Reported in Column a | RCONS476 | $1.34B |
| Total On-balance Sheet Securitization Exposures, Held-to-maturity Securities | RCONS475 | $1.34B |
| On-balance Sheet Securitization Exposures, Held-to-maturity Securities - Ssfa Risk Weight Exposure, by Calculation Methodology | RCONS478 | $1.23B |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $1.19B |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $1.01B |
| Total On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures | RCONS490 | $969.8M |
| On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a | RCONS491 | $968.9M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $934.2M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $891.9M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $833.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $786.9M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $696.0M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $680.9M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $587.9M |
| Total Trading Assets | RCOND976 | $527.7M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $493.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $478.6M |
| Trading Assets - 20 Pct Risk Weight Category | RCOND978 | $356.1M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $354.1M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $336.4M |
| Risk-weighted Assets by Risk-weighted Category - 1250 Pct Risk Weight Category | RCONS579 | $333.3M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $314.7M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $292.4M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $291.5M |
| On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures -Ssfa Risk Weight Exposure, by Calculation Method | RCONS493 | $288.0M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $260.0M |
| Unconditionally Cancellable Commitments | RCONS540 | $243.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $242.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $236.1M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $236.1M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $235.9M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $235.2M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $235.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $235.2M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $210.7M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $201.5M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $201.5M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $180.6M |
| Trading Assets - 0 Pct Risk Weight Category | RCOND977 | $171.6M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $147.8M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $147.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% | RCONS529 | $143.7M |
| Loans and Leases Held for Sale, All Other Exposures - 50 Pct Risk Weight Category | RCONS435 | $140.8M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - Over One Year Through Five Years | RCONS592 | $115.9M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $97.1M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $97.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 20% | RCONS528 | $92.7M |
| Unused Commitments, Original Maturity Exceeding One Year - 0 Pct Risk Weight Category | RCONG626 | $89.4M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $78.1M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $72.7M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $68.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $42.3M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $42.1M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $41.6M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $41.6M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $36.4M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $36.4M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $34.5M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $34.5M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $34.0M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $29.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 1250 Pct Risk Weight Category | RCONS568 | $26.7M |
| Off-balance Sheet Securitization Exposures - 1250 Pct Risk Weight Exposure, by Calculation Method | RCONS497 | $25.7M |
| Total Off-balance Sheet Securitization Exposures | RCONS495 | $25.7M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - Over Five Years | RCONS593 | $25.5M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $23.2M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $11.6M |
| Total Held-to-maturity Securities | RCOND961 | $11.6M |
| All Other Off- Balance Sheet Liabilities - 100 Pct Risk Weight Category | RCONG623 | $8.2M |
| All Other Off- Balance Sheet Liabilities - Credit Equivalent Amount | RCONG619 | $8.2M |
| All Other Off- Balance Sheet Liabilities - Face, Notional or Other Amount | RCONG618 | $8.2M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 20 Pct Risk Weight Category | RCONG603 | $7.1M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $6.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $6.7M |
| Financial Standby Letters of Credit - 20 Pct Risk Weight Category | RCOND994 | $5.2M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$1.6M |
| Adjustments to Totals Reported in Column a, Securities Purchased Under Agreements to Resell | RCONH172 | $1.5M |
| Repo-style Transactions - 0 Pct Risk Weight Category | RCONS517 | $1.5M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $1.5M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $1.5M |
| Totals from Schedule Rc, Securities Purchased Under Agreements to Resell | RCONH171 | $1.5M |
| Unused Commitments, Original Maturity Exceeding One Year - 20 Pct Risk Weight Category | RCONG627 | $1.3M |
| On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures -1250 Pct Risk Weight Exposure, by Calculation Method | RCONS492 | $985K |
| Total Balance Sheet Assets - 1250 Pct Risk Weight Category | RCONS510 | $985K |
| Allocation by Risk Weight Category 150%, All Other Assets | RCONH185 | $134K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $24.35B |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $2.59B |
| Outstanding Principal Balance of Assets Sold and Securitized with Recourse or Other Seller-provided Credit Enhancements - All Other Loans | RCONB711 | $861.4M |
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - All Other Loans | RCONB796 | $212.4M |
| Past Due Loan Amounts Included in Item 1: 90 Days or More All Other Loans | RCONB746 | $180.1M |
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans | RCONB790 | $66.0M |
| Maximum Amount of Credit Exposures Arising from Credit Enhancements Provided by the Reporting Bank to Other Institutions' Securitization Structures in the Form of Standby Letters of Credit, Etc: All Other Loans | RCONB782 | $25.7M |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: All Other Loans | RCONB803 | $8.9M |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: 1-4 Family Residential Loans | RCONB797 | $985K |
| Outstanding Principal Balance of Assets Serviced for Others Including Participations Serviced for Others: 1-4 Family Residential Mortgage Serviced for Others That Are in the Process of Foreclosure at Quarter-end (Includes Closed-end and Open-end Loans) | RCONF699 | $777K |
Schedule RC-V: Variable Interest Entities (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All other assets of consolidated VIEs (not included in Cash and Balances due and Other Assets), Other VIEs | RCONJF87 | $10.9M |
| All other assets of consolidated VIEs (not included in Other borrowed money and Other Liabilities), Other VIEs | RCONJF88 | $7.9M |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $2.32B |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $2.24B |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $2.24B |
| Cash Dividends Declared on Common Stock | RIAD4460 | $63.1M |
| Other Comprehensive Income | RIADB511 | -$1.2M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (13 items)
About Schedule RI-B, Part I · Merchants Bank of Indiana charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $39.5M |
| Charge-offs on Loans Secured by Multifamily (5 or More) Residential Properties | RIAD3588 | $21.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $12.3M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $5.4M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $4.6M |
| Charge-offs on Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 4645, 4646, and 4644 | RIAD5409 | $4.6M |
| Recoveries on Loans Secured by Multifamily (5 or More) Residential Properties | RIAD3589 | $2.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries | RIADC898 | $2.5M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Charge-offs | RIADC895 | $599K |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $431K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $22K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $14K |
| Recoveries on Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 4617, 4618, and 4628 | RIAD5410 | $11K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Merchants Bank of Indiana changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $83.3M |
| Allowance for Loan and Lease Losses | RIAD3123 | $75.8M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $39.5M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$2.1M |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $12.29B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $4.98B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $4.36B |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $1.87B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $1.08B |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $75.8M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $44.0M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $16.7M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $11.4M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $4.3M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $3.7M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $63K |
Schedule RI-E: Explanations (21 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Third Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4468 | $15.1M |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $11.9M |
| Third Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4463 | $9.0M |
| Data Processing Expenses | RIADC017 | $5.6M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $4.5M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $3.5M |
| Gross Income from Real Estate Owned Operations | RIAD4042 | $3.3M |
| Other Real Estate Owned Expenses | RIADY923 | $2.9M |
| Legal Expense | RIAD4141 | $2.5M |
| Consulting and Advisory Expense | RIADF557 | $2.4M |
| Marketing and Other Professional Services | RIAD0497 | $1.5M |
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $1.4M |
| Insurance Expenses (Not Included in Emplouee Expenses, Premises and Fixed Asset Expenses, and Other Real Estate Owned Expenses) | RIADY924 | $679K |
| Accounting and Auditing Expenses | RIADF556 | $657K |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $326K |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $303K |
| Printing, Stationery, and Supplies | RIADC018 | $275K |
| Telecommunications Expense | RIADF559 | $245K |
| Income and Fees from Wire Transfers | RIADT047 | $39K |
| Safe Deposit Box Rent | RIADC015 | $5K |
| Directors' Fees | RIAD4136 | $3K |
Merchants Bank of Indiana call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Merchants Bank of Indiana call report?
The Merchants Bank of Indiana call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Merchants Bank of Indiana file?
Merchants Bank of Indiana files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Merchants Bank of Indiana call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Merchants Bank of Indiana has Federal Reserve RSSD ID 963945 and FDIC certificate number 8056. Either one finds its filings on the FFIEC Central Data Repository.
How often does Merchants Bank of Indiana file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Merchants Bank of Indiana financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 8056) · FFIEC NIC profile (RSSD 963945)