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Meridian Bank: Non-Performing Assets Ratio

3.84% Ranks #71 of 3,656 U.S. banks · 98th percentile

Data as of · sourced from FFIEC call reports. How we update

Meridian Bank reported a non-performing assets ratio of 3.84% as of Q2 2026, ranking #71 of 3,656 U.S. banks (98th percentile). The NPA ratio extends NPL to include other real estate owned (OREO), the full picture of distressed assets relative to the bank's size.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 3.84%
Q1 2026 3.26%
Q4 2025 2.89%
Q3 2025 2.94%
Q2 2025 2.74%
Q1 2025 2.52%
Q4 2024 2.15%
Q3 2024 2.23%
Q2 2024 1.92%
Q1 2024 1.97%
Q4 2023 1.78%
Q3 2023 1.59%

National Context

Latest value 3.84%
National rank#71 of 3,656
Percentile 98th
12-quarter low1.59%
12-quarter high3.84%
Full rankingView leaderboard

What is the Non-Performing Assets Ratio?

The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.

Most community banks report NPA between 0.2% and 1%. Spikes are usually CRE-driven (commercial real estate downturns produce OREO in waves). Compare NPA to NPL: if NPA materially exceeds NPL, the bank is sitting on foreclosed property.

Full definition & formula →

Frequently asked questions

What is Meridian Bank's Non-Performing Assets Ratio?

Meridian Bank's Non-Performing Assets Ratio was 3.84% as of Q2 2026, ranking #71 of 3,656 U.S. banks.

What is the Non-Performing Assets Ratio?

The NPA ratio extends NPL to include other real estate owned (OREO) (property the bank has foreclosed on) as a percentage of total assets. It captures the full picture of distressed assets, not just distressed loans.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Meridian Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 57777) · FFIEC NIC profile (RSSD 3271799)