Methuen Co-Operative Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 5.60 percentage points in Q2 2026, from 99.86% to 105.47%. It was the largest change from Q1 2026 among the key lines here. Within Massachusetts, Methuen Co-Operative Bank is 72nd of 89 on loan-to-deposit ratio, 84.11% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Methuen Co-Operative Bank sits 3.27 points higher, at 84.11% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $15.6M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $32.0M |
| Fed funds sold and reverse repos | $3.6M |
| Fed funds sold and reverse repos to assets | 2.56% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 84.11% |
| Net loans and leases to deposits | 83.83% |
| Loans and leases to core deposits | 105.47% |
| Core deposits to total deposits | 79.75% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 78.14% | 83.33% | $0 | $0 |
| Q4 2023 | 79.97% | 81.66% | $0 | $0 |
| Q1 2024 | 82.84% | 80.04% | $0 | $0 |
| Q2 2024 | 84.01% | 78.81% | $0 | $2.0M |
| Q3 2024 | 78.89% | 79.95% | $0 | $0 |
| Q4 2024 | 83.49% | 79.38% | $0 | $0 |
| Q1 2025 | 83.45% | 80.05% | $0 | $0 |
| Q2 2025 | 82.98% | 79.79% | $0 | $0 |
| Q3 2025 | 82.69% | 79.76% | $0 | $0 |
| Q4 2025 | 83.03% | 79.89% | $0 | $0 |
| Q1 2026 | 80.76% | 80.87% | $0 | $0 |
| Q2 2026 | 84.11% | 79.75% | $0 | $0 |
Methuen Co-Operative Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Methuen Co-Operative Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Methuen Co-Operative Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26512) · FFIEC NIC profile (RSSD 157379)