Methuen Co-Operative Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Methuen Co-Operative Bank of Methuen, MA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.58% | 1.35% | -0.77% | 15th bottom |
| ROAE | 6.23% | 12.06% | -5.83% | 18th bottom |
| Net Interest Margin | 3.19% | 3.90% | -0.71% | 16th bottom |
| Efficiency Ratio | 77.14% | 63.14% | +14.00% | 17th bottom |
| PPNR / Avg Assets | 0.74% | 1.64% | -0.90% | 13th bottom |
| Yield on Earning Assets | 4.66% | 5.65% | -0.99% | 12th bottom |
| Cost of Funds | 1.60% | 1.85% | -0.25% | 63rd above |
| Net Interest Spread | 2.72% | 3.35% | -0.63% | 21st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.06% | 0.92% | +0.14% | 27th below |
| NPA / Total Assets | 0.81% | 0.67% | +0.14% | 26th below |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 0.34% | 1.28% | -0.94% | 1st bottom |
| ACL / NPLs (Coverage) | 31.87% | 1645.83% | -1613.96% | 4th bottom |
| Texas Ratio | 8.35% | 7.15% | +1.20% | 27th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.36% | 12.46% | -3.10% | 19th bottom |
| Equity / Assets | 9.43% | 11.67% | -2.24% | 34th below |
| TCE / Tangible Assets | 9.43% | 11.40% | -1.97% | 39th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 84.11% | 78.64% | +5.47% | 42nd below |
| Core Deposit Ratio | 79.75% | 87.10% | -7.35% | 15th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.67% | 6.48% | -4.81% | 30th below |
| Loan Growth (Y/Y) | 2.68% | 7.64% | -4.96% | 35th below |
| Deposit Growth (Y/Y) | 1.29% | 6.02% | -4.73% | 31st below |
See Methuen Co-Operative Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Methuen Co-Operative Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Methuen Co-Operative Bank profile, how to read a UBPR, or how this data updates.