Midamerica National Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits dropped 2.59 percentage points in Q2 2026, from 24.31% to 21.72%. It was the largest change from Q1 2026 among the key lines here. Midamerica National Bank ranks 70th of 323 Illinois banks on total deposits, in the upper half at $613.0M (Q2 2026). Midamerica National Bank's total deposits of $613.0M is well above the $277.3M median for banks in the $100M-1B asset tier, a gap of 121% (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $613.0M |
| Domestic office deposits | $613.0M |
| Foreign office deposits | — |
| Deposits to total assets | 89.49% |
| Deposits to total liabilities | 99.12% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $231.5M |
| Savings deposits | $50.3M |
| Transaction accounts to domestic deposits | 62.85% |
| Time deposits | $23K |
| Time deposits under $100k | $53.7M |
| Time deposits $100k to $250k | $53.0M |
| Time deposits over $250k | $32.1M |
| Noninterest-bearing share of deposits | 21.72% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $568.0M |
| Core deposits to total deposits | 92.65% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $13.0M |
| Brokered deposits to total deposits | 2.12% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.65% |
| Interest expense on deposits | $1.9M |
| Loans and leases to core deposits | 76.98% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $539.4M | 97.83% | 0.00% | 2.05% |
| Q4 2023 | $543.1M | 94.98% | 2.34% | 2.36% |
| Q1 2024 | $548.2M | 94.95% | 2.33% | 2.44% |
| Q2 2024 | $575.9M | 94.90% | 2.22% | 2.44% |
| Q3 2024 | $567.9M | 94.52% | 2.25% | 2.44% |
| Q4 2024 | $560.9M | 94.69% | 2.27% | 2.16% |
| Q1 2025 | $559.1M | 94.12% | 2.33% | 1.94% |
| Q2 2025 | $583.1M | 94.43% | 2.23% | 1.85% |
| Q3 2025 | $588.0M | 93.76% | 2.21% | 1.96% |
| Q4 2025 | $567.5M | 93.30% | 2.29% | 1.95% |
| Q1 2026 | $590.7M | 92.96% | 2.20% | 1.76% |
| Q2 2026 | $613.0M | 92.65% | 2.12% | 1.65% |
Midamerica National Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Midamerica National Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Midamerica National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3612) · FFIEC NIC profile (RSSD 510938)