Midamerica National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Midamerica National Bank of Canton, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.83% | 1.35% | -0.52% | 24th bottom |
| ROAE | 8.33% | 12.06% | -3.73% | 27th below |
| Net Interest Margin | 4.02% | 3.90% | +0.12% | 54th above |
| Efficiency Ratio | 68.00% | 63.15% | +4.85% | 32nd below |
| PPNR / Avg Assets | 1.36% | 1.64% | -0.28% | 37th below |
| Yield on Earning Assets | 5.22% | 5.65% | -0.43% | 32nd below |
| Cost of Funds | 1.27% | 1.85% | -0.58% | 81st top |
| Net Interest Spread | 3.57% | 3.35% | +0.22% | 63rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 6.27% | 0.92% | +5.35% | 1st bottom |
| NPA / Total Assets | 4.53% | 0.67% | +3.86% | 1st bottom |
| NCO / Avg Loans | 0.72% | 0.14% | +0.58% | 5th bottom |
| ACL / Total Loans | 1.59% | 1.28% | +0.31% | 83rd top |
| ACL / NPLs (Coverage) | 25.37% | 1645.83% | -1620.46% | 2nd bottom |
| Texas Ratio | 46.39% | 7.14% | +39.25% | 1st bottom |
| Provision / NCO | 72.22% | 1189.88% | -1117.66% | 33rd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.86% | 12.46% | -2.60% | 28th below |
| Equity / Assets | 9.72% | 11.67% | -1.95% | 40th below |
| TCE / Tangible Assets | 8.85% | 11.40% | -2.55% | 28th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 72.95% | 78.65% | -5.70% | 66th above |
| Core Deposit Ratio | 92.65% | 87.09% | +5.56% | 72nd above |
| Wholesale Funding Ratio | 0.09% | 5.12% | -5.03% | 97th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.68% | 6.47% | -1.79% | 52nd above |
| Loan Growth (Y/Y) | -0.60% | 7.64% | -8.24% | 21st bottom |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.14% | 6.02% | -0.88% | 58th above |
See Midamerica National Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Midamerica National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Midamerica National Bank profile, how to read a UBPR, or how this data updates.