Midwest Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Midwest Bank of Monmouth, IL against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.01% | 1.25% | -0.24% | 33rd below |
| ROAE Ahead of the peer average, behind the median peer. | 12.25% | 12.22% | +0.03% | 49th below |
| Net Interest Margin | 3.36% | 3.95% | -0.59% | 21st bottom |
| Efficiency Ratio | 56.55% | 63.71% | -7.16% | 64th above |
| PPNR / Avg Assets | 1.48% | — | — | 43rd below |
| Yield on Earning Assets | 4.97% | 5.67% | -0.70% | 22nd bottom |
| Cost of Funds | 1.55% | 1.87% | -0.32% | 66th above |
| Net Interest Spread | 3.11% | — | — | 38th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.32% | 0.88% | -0.56% | 56th above |
| NPA / Total Assets | 0.19% | — | — | 61st above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.02% | 0.15% | -0.13% | 36th below |
| ACL / Total Loans | 1.24% | — | — | 55th above |
| ACL / NPLs (Coverage) | 391.12% | — | — | 64th above |
| Texas Ratio | 2.63% | 5.96% | -3.33% | 50th above |
| Provision / NCO | 1323.53% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 14.20% | 17.18% | -2.98% | 41st below |
| Tier 1 Ratio | 14.20% | 17.21% | -3.01% | 41st below |
| Total Capital Ratio | 15.43% | — | — | 42nd below |
| Leverage Ratio | 8.80% | 11.75% | -2.95% | 9th bottom |
| Equity / Assets | 8.30% | 10.98% | -2.68% | 16th bottom |
| TCE / Tangible Assets | 6.54% | — | — | 5th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 75.78% | 80.44% | -4.66% | 61st above |
| Core Deposit Ratio | 85.33% | 86.95% | -1.62% | 32nd below |
| Wholesale Funding Ratio | 12.03% | — | — | 9th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.00% | — | — | 61st above |
| Loan Growth (Y/Y) | 5.65% | — | — | 51st above |
| Deposit Growth (Y/Y) | 4.94% | — | — | 57th above |
See Midwest Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Midwest Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Midwest Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Midwest Bank peer analysis.