Milestone Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Milestone Bank of Salt Lake City, UT against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.91% | 1.25% | -0.34% | 27th below |
| ROAE | 6.03% | 13.17% | -7.14% | 16th bottom |
| Net Interest Margin | 5.43% | 3.95% | +1.48% | 97th top |
| Efficiency Ratio | 61.91% | 61.50% | +0.41% | 48th below |
| PPNR / Avg Assets | 2.86% | — | — | 94th top |
| Yield on Earning Assets | 8.77% | 5.67% | +3.10% | 99th top |
| Cost of Funds | 3.91% | 1.87% | +2.04% | 0th bottom |
| Net Interest Spread | 4.73% | — | — | 96th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 6.01% | 0.93% | +5.08% | 2nd bottom |
| NPA / Total Assets | 5.20% | — | — | 1st bottom |
| NCO / Avg Loans | 4.62% | 0.15% | +4.47% | 0th bottom |
| ACL / Total Loans | 2.40% | — | — | 96th top |
| ACL / NPLs (Coverage) | 39.91% | — | — | 6th bottom |
| Texas Ratio | 24.80% | 6.06% | +18.74% | 3rd bottom |
| Provision / NCO | 64.43% | — | — | 31st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 15.01% | 11.75% | +3.26% | 86th top |
| Equity / Assets | 15.55% | 10.98% | +4.57% | 90th top |
| TCE / Tangible Assets | 15.35% | — | — | 90th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 104.73% | 80.44% | +24.29% | 7th bottom |
| Core Deposit Ratio | 17.86% | 86.95% | -69.09% | 0th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -12.50% | — | — | 1st bottom |
| Loan Growth (Y/Y) | -18.61% | — | — | 0th bottom |
| Deposit Growth (Y/Y) | -13.94% | — | — | 1st bottom |
See Milestone Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Milestone Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Milestone Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Milestone Bank peer analysis.