Minden Exchange Bank & Trust Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Net loans and leases to deposits: 7.79 percentage points higher than in Q1 2026, at 73.59%. Within Nebraska, Minden Exchange Bank & Trust Company is 108th of 138 on loan-to-deposit ratio, 74.52% as of Q2 2026, below the middle of the field. Minden Exchange Bank & Trust Company reported 74.52% on loan-to-deposit ratio for Q2 2026, 6.42 points below the 80.94% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $5.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $85.2M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $8.1M |
| Other borrowed money | $7.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 3.48% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 74.52% |
| Net loans and leases to deposits | 73.59% |
| Loans and leases to core deposits | 77.57% |
| Core deposits to total deposits | 96.07% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 67.98% | 97.42% | $8.4M | $0 |
| Q4 2023 | 66.67% | 97.08% | $9.7M | $0 |
| Q1 2024 | 57.01% | 95.93% | $9.1M | $0 |
| Q2 2024 | 63.94% | 95.37% | $7.9M | $0 |
| Q3 2024 | 72.88% | 95.61% | $7.0M | $0 |
| Q4 2024 | 67.55% | 95.06% | $6.3M | $0 |
| Q1 2025 | 61.53% | 95.05% | $6.3M | $0 |
| Q2 2025 | 69.02% | 95.18% | $6.8M | $0 |
| Q3 2025 | 80.78% | 96.08% | $8.2M | $12.5M |
| Q4 2025 | 75.79% | 95.58% | $9.2M | $0 |
| Q1 2026 | 66.80% | 95.71% | $9.4M | $0 |
| Q2 2026 | 74.52% | 96.07% | $8.1M | $7.0M |
Minden Exchange Bank & Trust Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Minden Exchange Bank & Trust Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Minden Exchange Bank & Trust Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5439) · FFIEC NIC profile (RSSD 456054)