Minden Exchange Bank & Trust Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Minden Exchange Bank & Trust Company of Minden, NE against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.75% | 1.34% | +0.41% | 76th top |
| ROAE | 9.39% | 13.32% | -3.93% | 33rd below |
| Net Interest Margin | 4.12% | 3.93% | +0.19% | 60th above |
| Efficiency Ratio | 43.37% | 61.13% | -17.76% | 91st top |
| PPNR / Avg Assets | 2.37% | 1.68% | +0.69% | 86th top |
| Yield on Earning Assets | 5.11% | 5.67% | -0.56% | 27th below |
| Cost of Funds | 1.19% | 1.88% | -0.69% | 85th top |
| Net Interest Spread | 3.64% | 3.32% | +0.32% | 67th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.85% | 0.94% | -0.09% | 32nd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.46% | 0.70% | -0.24% | 40th below |
| NCO / Avg Loans | 1.07% | 0.16% | +0.91% | 3rd bottom |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.25% | 1.28% | -0.03% | 56th above |
| ACL / NPLs (Coverage) | 146.57% | 1546.42% | -1399.85% | 39th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.00% | 7.34% | -2.34% | 41st below |
| Provision / NCO | 107.14% | 1395.25% | -1288.11% | 42nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 19.84% | 12.14% | +7.70% | 96th top |
| Equity / Assets | 19.09% | 11.36% | +7.73% | 95th top |
| TCE / Tangible Assets | 19.09% | 11.08% | +8.01% | 96th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 74.52% | 80.66% | -6.14% | 63rd above |
| Core Deposit Ratio | 96.07% | 86.85% | +9.22% | 89th top |
| Wholesale Funding Ratio | 7.50% | 5.03% | +2.47% | 23rd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.91% | 6.84% | -1.93% | 54th above |
| Loan Growth (Y/Y) | 8.13% | 7.92% | +0.21% | 66th above |
| Deposit Growth (Y/Y) | 0.16% | 6.29% | -6.13% | 24th bottom |
See Minden Exchange Bank & Trust Company's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Minden Exchange Bank & Trust Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Minden Exchange Bank & Trust Company profile, how to read a UBPR, or how this data updates.