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Monet Bank: Common Equity Tier 1 Capital Ratio

135.52%

Data as of · sourced from FFIEC call reports. How we update

Monet Bank reported a common equity tier 1 capital ratio of 135.52% as of Q2 2026. The Common Equity Tier 1 (CET1) ratio is the most-watched US bank capital metric, measuring common equity against risk-weighted assets.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 135.52%
Q1 2026 145.04%
Q4 2025 171.75%
Q3 2025 251.72%
Q2 2025 228.87%
Q1 2025 244.38%
Q4 2024 67.25%
Q3 2024 59.22%
Q2 2024 70.47%
Q1 2024 78.16%
Q4 2023 68.80%
Q3 2023 97.58%

National Context

Latest value 135.52%
12-quarter low59.22%
12-quarter high251.72%
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What is the Common Equity Tier 1 Capital Ratio?

The CET1 ratio measures a bank's highest-quality capital (common equity, retained earnings, and qualifying disclosed reserves) against its risk-weighted assets. It is the most-watched single capital indicator in US bank supervision after the 2013 Basel III reforms.

Most well-managed US community banks report CET1 ratios between 11% and 16%. Ratios above 14% generally indicate comfortable capital cushions; below 10% triggers regulatory attention. The CET1 ratio should be read alongside the Tier 1 leverage ratio (which doesn't weight assets by risk), since a bank can have a high CET1 ratio while still being thinly capitalized on a leverage basis.

Full definition & formula →

Frequently asked questions

What is Monet Bank's Common Equity Tier 1 Capital Ratio?

Monet Bank's Common Equity Tier 1 Capital Ratio was 135.52% as of Q2 2026.

What is the Common Equity Tier 1 Capital Ratio?

The CET1 ratio measures a bank's highest-quality capital (common equity, retained earnings, and qualifying disclosed reserves) against its risk-weighted assets. It is the most-watched single capital indicator in US bank supervision after the 2013 Basel III reforms.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Monet Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 32574) · FFIEC NIC profile (RSSD 1176881)