Bank call report · Williamstown, NJ
Monroe Savings Bank Call Report
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Monroe Savings Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 278 reported line items, schedule by schedule (920 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 927077 |
| FDIC certificate number | 30103 |
| Total assets | $114.0M |
Official Q2 2026 call report PDF (FFIEC) →
Monroe Savings Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (22 items)
About Schedule RC · Monroe Savings Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $114.0M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $114.0M |
| Total Liabilities and Minority Interest | RCON2948 | $98.2M |
| Total Deposits | RCON2200 | $87.2M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $87.1M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $86.2M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $82.4M |
| Interest-bearing Balances | RCON0071 | $18.0M |
| Undivided Profits and Capital Reserves | RCON3632 | $15.9M |
| Total Equity Capital | RCON3210 | $15.8M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $15.8M |
| Other Borrowed Money | RCON3190 | $10.0M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $6.1M |
| Deposits: Noninterest-bearing | RCON6631 | $4.8M |
| Other Assets | RCON2160 | $1.7M |
| Other Liabilities, Total | RCON2930 | $927K |
| Allowance for Loan and Lease Losses | RCON3123 | $881K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $704K |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $645K |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $573K |
| Held-to-maturity Securities, Total | RCON1754 | $573K |
| Accumulated Other Comprehensive Income | RCONB530 | -$103K |
Schedule RI: Income Statement (34 items)
About Schedule RI · Monroe Savings Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $2.9M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $2.5M |
| Net Interest Income | RIAD4074 | $1.9M |
| Total Noninterest Expense | RIAD4093 | $1.4M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.3M |
| Total Interest Expense | RIAD4073 | $1.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $934K |
| Salaries and Employee Benefits | RIAD4135 | $746K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $583K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $550K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $550K |
| Other Noninterest Expense | RIAD4092 | $542K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $388K |
| Net Income (Loss) | RIAD4340 | $388K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $388K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $315K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $183K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $170K |
| Applicable Income Taxes | RIAD4302 | $162K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $138K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $129K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $129K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $105K |
| Total Noninterest Income | RIAD4079 | $54K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $49K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | $26K |
| Other Noninterest Income | RIADB497 | $21K |
| Other Interest Income | RIAD4518 | $20K |
| Provision for Loan and Lease Losses | RIAD4230 | -$12K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | -$12K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $10K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $7K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $4K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 14 |
Schedule RC-B: Securities (21 items)
About Schedule RC-B · Monroe Savings Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $1.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $1.3M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCONG300 | $334K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCONG301 | $288K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $2.2M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $2.2M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $239K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $203K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $2.6M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $2.6M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $6.2M |
| Pledged Securities | RCON0416 | $3.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $2.7M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $2.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $964K |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $491K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $402K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $198K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $188K |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $3K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $1K |
Schedule RC-C, Part I: Loans and Leases (25 items)
About Schedule RC-C, Part I · Monroe Savings Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $87.1M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $47.8M |
| Pledged Loans and Leases | RCONG378 | $44.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $38.1M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $23.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $21.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $8.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $8.7M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $6.4M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $4.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $3.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $2.9M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $2.6M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $2.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $972K |
| Commercial and Industrial Loans | RCON1766 | $905K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $748K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $501K |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $186K |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $108K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $93K |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $58K |
| Other Loans | RCONJ464 | $32K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $22K |
| Unearned Income on Loans | RCON2123 | $12K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $4.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $900K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $591K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $314K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $160K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 16 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 11 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 6 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 3 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 1 |
Schedule RC-E: Deposit Liabilities (26 items)
About Schedule RC-E · Monroe Savings Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $66.7M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $55.7M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $23.2M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $22.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $21.5M |
| Total Transaction Accounts | RCON2215 | $20.6M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $20.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $16.0M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $12.4M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $9.2M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $9.2M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $7.9M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $7.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $7.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $6.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $5.8M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $5.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $4.8M |
| Total Demand Deposits (See Note Below) | RCON2210 | $4.7M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $3.1M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $2.4M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $1.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $1.5M |
| Total reciprocal deposits | RCONJH83 | $1.3M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $244K |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $244K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $606K |
| Prepaid Expenses | RCON2166 | $583K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $536K |
| Accrued Interest Receivable | RCONB556 | $369K |
| Net Deferred Tax Assets | RCON2148 | $203K |
| Accounts Receivable | RCONFT34 | $23K |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $761K |
| All Other Liabilities | RCON2938 | $87K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $79K |
| Operating lease liabilities | RCONLB56 | $64K |
| Accounts Payable | RCON3066 | $19K |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $4K |
Schedule RC-K: Quarterly Averages (14 items)
About Schedule RC-K · Monroe Savings Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $113.5M |
| Quarterly Average of Total Loans | RCON3360 | $86.2M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $56.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $33.3M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $24.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $24.0M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $18.2M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $16.4M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $10.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $7.7M |
| Mortgage-backed Securities | RCONB559 | $7.0M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $5.1M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $897K |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $286K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (1 item)
About Schedule RC-L · Monroe Savings Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $4.9M |
Schedule RC-M: Memoranda (4 items)
About Schedule RC-M · Monroe Savings Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $6.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $6.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $4.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $1.0M |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (11 items)
About Schedule RC-N · Monroe Savings Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $1.4M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $1.3M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $285K |
| Additions to Nonaccrual Assets | RCONC410 | $200K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 90 Days or More and Still Accruing | RCONK217 | $164K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $164K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $126K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $109K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $85K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $74K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $31K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Monroe Savings Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $113.5M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $87.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $64.5M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $17.4M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $15.9M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $4.1M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $1.3M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 3,685 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 146 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 36 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 2 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Monroe Savings Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (20 items)
About Schedule RC-R, Part I · Monroe Savings Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $113.5M |
| Average total consolidated assets | RCOAKW03 | $113.5M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $64.3M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $16.7M |
| Common Equity Tier 1 Capital | RCOAP859 | $15.9M |
| Retained Earnings | RCOAKW00 | $15.9M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $15.9M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $15.9M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $15.8M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $805K |
| Tier 2 (Supplementary) Capital | RCOA5311 | $805K |
| Tier 2 Capital Before Deductions | RCOAP870 | $805K |
| Accumulated Other Comprehensive Income | RCOAB530 | -$103K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$103K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.2601 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.2475 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.2475 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1801 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1402 |
Schedule RC-R, Part II: Risk-Weighted Assets (36 items)
About Schedule RC-R, Part II · Monroe Savings Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $64.4M |
| Total Risk-weighted Assets | RCONG641 | $64.3M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $56.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $55.3M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $55.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $55.1M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $33.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $33.4M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $33.4M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $30.2M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $30.0M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $27.7M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $18.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $16.4M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $16.4M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $10.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $9.8M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $9.8M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $7.8M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $6.1M |
| Unconditionally Cancellable Commitments | RCONS540 | $4.9M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $4.7M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $3.3M |
| Total All Other Assets | RCOND981 | $2.4M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $1.8M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $1.6M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $1.6M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$1.0M |
| Total Held-to-maturity Securities | RCOND961 | $573K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $553K |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $334K |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $239K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $209K |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $190K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$130K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $23K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $15.8M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $15.5M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $15.5M |
| Other Comprehensive Income | RIADB511 | -$37K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · Monroe Savings Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $56K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $56K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $20K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $20K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Monroe Savings Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $929K |
| Allowance for Loan and Lease Losses | RIAD3123 | $881K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $56K |
Schedule RI-E: Explanations (17 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Consulting and Advisory Expense | RIADF557 | $106K |
| Data Processing Expenses | RIADC017 | $93K |
| Accounting and Auditing Expenses | RIADF556 | $60K |
| Printing, Stationery, and Supplies | RIADC018 | $43K |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $39K |
| Automated Teller Machine (ATM) and Interchange Expense | RIADF558 | $37K |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | -$37K |
| Marketing and Other Professional Services | RIAD0497 | $37K |
| Directors' Fees | RIAD4136 | $35K |
| Operating Expenses Communications - Postage, Monthly | RIAD8403 | $25K |
| Third Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4468 | $23K |
| Income and Fees from Automated Teller Machines (Atms) | RIADC016 | $14K |
| Insurance Expenses (Not Included in Emplouee Expenses, Premises and Fixed Asset Expenses, and Other Real Estate Owned Expenses) | RIADY924 | $12K |
| Telecommunications Expense | RIADF559 | $10K |
| Legal Expense | RIAD4141 | $9K |
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $6K |
| Other Real Estate Owned Expenses | RIADY923 | $2K |
Monroe Savings Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Monroe Savings Bank call report?
The Monroe Savings Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Monroe Savings Bank file?
Monroe Savings Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Monroe Savings Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Monroe Savings Bank has Federal Reserve RSSD ID 927077 and FDIC certificate number 30103. Either one finds its filings on the FFIEC Central Data Repository.
How often does Monroe Savings Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Monroe Savings Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 30103) · FFIEC NIC profile (RSSD 927077)