Mound City Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Other borrowed money: 100.0% higher than in Q1 2026, at $10.0M. Within Wisconsin, Mound City Bank is 61st of 153 on loan-to-deposit ratio, 92.78% as of Q2 2026, above the middle of the field. Mound City Bank reported 92.78% on loan-to-deposit ratio for Q2 2026, 11.94 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $13.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $95.0M |
| Fed funds sold and reverse repos | $848K |
| Fed funds sold and reverse repos to assets | 0.15% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $10.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.82% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 92.78% |
| Net loans and leases to deposits | 91.52% |
| Loans and leases to core deposits | 98.56% |
| Core deposits to total deposits | 90.86% |
| Brokered deposits to total deposits | 3.28% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 90.00% | 92.37% | $0 | $5.0M |
| Q4 2023 | 91.96% | 93.05% | $0 | $5.0M |
| Q1 2024 | 90.04% | 92.27% | $0 | $5.0M |
| Q2 2024 | 90.61% | 92.26% | $0 | $15.0M |
| Q3 2024 | 90.72% | 91.24% | $0 | $11.0M |
| Q4 2024 | 90.07% | 91.50% | $0 | $5.0M |
| Q1 2025 | 90.21% | 90.39% | $0 | $5.0M |
| Q2 2025 | 89.10% | 91.15% | $0 | $5.0M |
| Q3 2025 | 92.17% | 90.85% | $1.9M | $8.0M |
| Q4 2025 | 89.28% | 89.31% | $0 | $5.0M |
| Q1 2026 | 89.73% | 89.74% | $0 | $5.0M |
| Q2 2026 | 92.78% | 90.86% | $0 | $10.0M |
Mound City Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Mound City Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Mound City Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9037) · FFIEC NIC profile (RSSD 259442)