Mound City Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Mound City Bank of Platteville, WI against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.76% | 1.34% | +0.42% | 77th top |
| ROAE | 14.30% | 13.31% | +0.99% | 62nd above |
| Net Interest Margin | 3.82% | 3.93% | -0.11% | 43rd below |
| Efficiency Ratio | 53.79% | 61.14% | -7.35% | 72nd above |
| PPNR / Avg Assets | 2.09% | 1.68% | +0.41% | 76th top |
| Yield on Earning Assets | 5.48% | 5.67% | -0.19% | 44th below |
| Cost of Funds | 1.78% | 1.88% | -0.10% | 52nd above |
| Net Interest Spread | 3.33% | 3.32% | +0.01% | 51st above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.37% | 0.94% | -0.57% | 52nd above |
| NPA / Total Assets | 0.29% | 0.70% | -0.41% | 52nd above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 40th below |
| ACL / Total Loans | 1.35% | 1.28% | +0.07% | 67th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 365.07% | 1539.36% | -1174.29% | 64th above |
| Texas Ratio | 2.14% | 7.33% | -5.19% | 62nd above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 145.00% | 1396.50% | -1251.50% | 50th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 16.72% | 19.50% | -2.78% | 62nd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 16.72% | 19.54% | -2.82% | 62nd above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 17.97% | 20.62% | -2.65% | 63rd above |
| Leverage Ratio | 13.07% | 12.14% | +0.93% | 76th top |
| Equity / Assets | 12.55% | 11.37% | +1.18% | 75th top |
| TCE / Tangible Assets | 12.55% | 11.09% | +1.46% | 77th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 92.78% | 80.63% | +12.15% | 23rd bottom |
| Core Deposit Ratio | 90.86% | 86.86% | +4.00% | 60th above |
| Wholesale Funding Ratio | 1.82% | 5.04% | -3.22% | 71st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.74% | 6.85% | -0.11% | 67th above |
| Loan Growth (Y/Y) | 9.13% | 7.90% | +1.23% | 71st above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.81% | 6.29% | -1.48% | 56th above |
See Mound City Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Mound City Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Mound City Bank profile, how to read a UBPR, or how this data updates.