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Nave Bank: Tier 1 Risk-Based Capital Ratio

24.87% Ranks #158 of 2,134 U.S. banks · 93rd percentile

Data as of · sourced from FFIEC call reports. How we update

Nave Bank reported a tier 1 risk-based capital ratio of 24.87% as of Q2 2026, ranking #158 of 2,134 U.S. banks (93rd percentile). That is down 34.89 percentage points from 59.76% a year earlier, and above the 14.36% median of the 443 Midsize Community Banks ($500M–$1B in assets). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 24.87%
Q1 2026 31.32%
Q4 2025 35.56%
Q3 2025 45.46%
Q2 2025 59.76%
Q1 2025 128.48%
Q4 2024 119.44%
Q3 2024 149.40%
Q2 2024 234.18%
Q1 2024 277.56%
Q4 2023 426.17%
Q3 2023 2755.00%

National Context

Latest value 24.87%
National rank#158 of 2,134
Percentile 93rd
12-quarter low24.87%
12-quarter high2755.00%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within a few basis points of CET1. The bands below are BankRegReports analyst bands, not prompt corrective action categories; PCA treats a Tier 1 ratio of 8% or more as well capitalized.

Full definition & formula →

Frequently asked questions

What is Nave Bank's Tier 1 Risk-Based Capital Ratio?

Nave Bank's Tier 1 Risk-Based Capital Ratio was 24.87% as of Q2 2026, ranking #158 of 2,134 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Nave Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 59324) · FFIEC NIC profile (RSSD 5686089)