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NBKC Bank: Tier 1 Risk-Based Capital Ratio

22.05% Ranks #247 of 2,134 U.S. banks · 88th percentile

Data as of · sourced from FFIEC call reports. How we update

NBKC Bank reported a tier 1 risk-based capital ratio of 22.05% as of Q2 2026, ranking #247 of 2,134 U.S. banks (88th percentile). That is down 1.35 percentage points from 23.39% a year earlier, and above the 13.47% median of the 652 Large Community Banks ($1B–$10B in assets). Tier 1 Risk-Based Capital combines Common Equity Tier 1 plus Additional Tier 1 instruments, the broader capital measure after CET1.

12-Quarter Trend

Q3 2023 Q2 2026 (latest)
Q2 2026 22.05%
Q1 2026 22.35%
Q4 2025 22.30%
Q3 2025 23.15%
Q2 2025 23.39%
Q1 2025 22.77%
Q4 2024 22.47%
Q3 2024 24.07%
Q2 2024 23.85%
Q1 2024 24.74%
Q4 2023 25.46%
Q3 2023 26.25%

National Context

Latest value 22.05%
National rank#247 of 2,134
Percentile 88th
12-quarter low22.05%
12-quarter high26.25%
Full rankingView leaderboard

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Read Tier 1 RBC alongside CET1: a large gap between them means the bank relies meaningfully on preferred stock for its capital base, which is more expensive and less flexible than common equity. Most community banks show Tier 1 RBC within a few basis points of CET1. The bands below are BankRegReports analyst bands, not prompt corrective action categories; PCA treats a Tier 1 ratio of 8% or more as well capitalized.

Full definition & formula →

Frequently asked questions

What is NBKC Bank's Tier 1 Risk-Based Capital Ratio?

NBKC Bank's Tier 1 Risk-Based Capital Ratio was 22.05% as of Q2 2026, ranking #247 of 2,134 U.S. banks.

What is the Tier 1 Risk-Based Capital Ratio?

The Tier 1 Risk-Based Capital ratio measures a bank's Tier 1 capital (CET1 plus Additional Tier 1 instruments) against its risk-weighted assets. It is the broader of the two Tier-1 capital measures and is still the headline capital metric for most banking comparisons.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full NBKC Bank profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 35014) · FFIEC NIC profile (RSSD 2747587)