Nebraska Bank of Commerce: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits dropped 4.69 percentage points in Q2 2026, from 133.35% to 128.66%. It was the largest change from Q1 2026 among the key lines here. Among 138 Nebraska banks, Nebraska Bank of Commerce sits 9th from the top on loan-to-deposit ratio, 105.07% as of Q2 2026. The median for banks in the $100M-1B asset tier is 80.94% on loan-to-deposit ratio. Nebraska Bank of Commerce sits 24.13 points higher, at 105.07% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $17.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $25.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $10.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 4.35% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 105.07% |
| Net loans and leases to deposits | 103.76% |
| Loans and leases to core deposits | 128.66% |
| Core deposits to total deposits | 81.67% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 110.42% | 80.44% | $0 | $14.3M |
| Q4 2023 | 110.18% | 80.64% | $0 | $15.3M |
| Q1 2024 | 101.17% | 78.99% | $0 | $4.0M |
| Q2 2024 | 102.00% | 81.16% | $0 | $4.0M |
| Q3 2024 | 101.20% | 81.57% | $0 | $4.0M |
| Q4 2024 | 103.42% | 80.89% | $0 | $4.0M |
| Q1 2025 | 103.04% | 81.19% | $0 | $7.5M |
| Q2 2025 | 101.05% | 79.31% | $0 | $1.2M |
| Q3 2025 | 106.79% | 80.10% | $0 | $12.5M |
| Q4 2025 | 104.70% | 74.07% | $0 | $8.2M |
| Q1 2026 | 107.21% | 80.39% | $0 | $14.0M |
| Q2 2026 | 105.07% | 81.67% | $0 | $10.5M |
Nebraska Bank of Commerce liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Nebraska Bank of Commerce, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Nebraska Bank of Commerce profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58724) · FFIEC NIC profile (RSSD 3614846)