Nebraska Bank of Commerce: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Nebraska Bank of Commerce of Lincoln, NE against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.30% | 1.34% | -0.04% | 52nd above |
| ROAE | 13.75% | 13.31% | +0.44% | 58th above |
| Net Interest Margin | 3.64% | 3.93% | -0.29% | 34th below |
| Efficiency Ratio | 52.76% | 61.14% | -8.38% | 75th top |
| PPNR / Avg Assets | 1.85% | 1.68% | +0.17% | 65th above |
| Yield on Earning Assets | 6.60% | 5.67% | +0.93% | 89th top |
| Cost of Funds | 3.34% | 1.88% | +1.46% | 2nd bottom |
| Net Interest Spread | 3.00% | 3.32% | -0.32% | 33rd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.20% | 0.94% | -0.74% | 64th above |
| NPA / Total Assets | 0.17% | 0.70% | -0.53% | 62nd above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.25% | 1.28% | -0.03% | 56th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 640.00% | 1538.90% | -898.90% | 75th top |
| Texas Ratio | 2.77% | 7.33% | -4.56% | 55th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.86% | 19.50% | -7.64% | 16th bottom |
| Tier 1 Ratio | 11.86% | 19.54% | -7.68% | 16th bottom |
| Total Capital Ratio | 13.12% | 20.62% | -7.50% | 18th bottom |
| Leverage Ratio | 9.56% | 12.14% | -2.58% | 23rd bottom |
| Equity / Assets | 9.62% | 11.37% | -1.75% | 38th below |
| TCE / Tangible Assets | 9.62% | 11.09% | -1.47% | 42nd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 105.07% | 80.63% | +24.44% | 6th bottom |
| Core Deposit Ratio | 81.67% | 86.86% | -5.19% | 20th bottom |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.35% | 5.03% | -0.68% | 43rd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 17.26% | 6.85% | +10.41% | 93rd top |
| Loan Growth (Y/Y) | 17.60% | 7.90% | +9.70% | 90th top |
| Deposit Growth (Y/Y) | 13.10% | 6.29% | +6.81% | 89th top |
See Nebraska Bank of Commerce's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Nebraska Bank of Commerce, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Nebraska Bank of Commerce profile, how to read a UBPR, or how this data updates.